Advantage and disadvantage of credit cards? does the people of middle class use more credit card than other people?
The importance of credit cards which was debatable has now become more controvetial. The substantial influence of credit card has sparked controversy over the potential impact of it’s usage among middle class people, over the recent years. It can be said, that credit cards can be a help for financially struggling people, however, it can turn in to a nightmare if not managed properly. This essay will elaborate why, credit cards can be a help and why it can be a risky option and thus, will lead to a logical conclusion.
At the outset, there are numerous reasons why credit cards can be a help to struggling families, but the most conspicuous one stems from the fact that, middle calls family can get ahead with judicial use of credit cards. Example for instance, paying small bills, instalment facilities, collect traveling points. Additionally, they can built their credit history with banks, which will ultimately help them borrow large money if they prove their reliability. Credit cards, therefore can be advantageous to middle class people.
Nevertheless, some people adopt opposing view and believe that credit cards are recipe for disaster, is also significant as there is innumerable reasons why credit cards can be a disadvantage, the most prominent one lies in the fact that, over borrowing from credit card can leave us in financial depth. Example as an illustration, failing to repay the borrowed money can result in repossession, fines and hefty interest rates, which can only push the borrower into deeper degree of depth. Hence, credit cards can have a strain on our financial condition as well as, mental health.
For what has been said above, it can be concluded that, credit cards are prominent if used judicially, but the consequences of not repaying the death should not be overlooked.
Grammar and spelling errors:
Line 1, column 321, Rule ID: AFFORD_VB[1]
Message: This verb is used with the infinitive: 'to people'
Suggestion: to people
...an be a help for financially struggling people, however, it can turn in to a nightmare...
^^^^^^
Line 3, column 336, Rule ID: DID_BASEFORM[1]
Message: The verb 'can' requires the base form of the verb: 'build'
Suggestion: build
...raveling points. Additionally, they can built their credit history with banks, which ...
^^^^^
Line 5, column 125, Rule ID: THERE_S_MANY[4]
Message: Did you mean 'there are innumerable reasons'?
Suggestion: there are innumerable reasons
...pe for disaster, is also significant as there is innumerable reasons why credit cards can be a disadvantage,...
^^^^^^^^^^^^^^^^^^^^^^^^^^^^
Transition Words or Phrases used:
also, but, hence, however, if, look, nevertheless, so, therefore, thus, well, for instance, as well as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 16.0 10.5418719212 152% => OK
Auxiliary verbs: 19.0 6.10837438424 311% => Less auxiliary verb wanted.
Conjunction : 6.0 8.36945812808 72% => OK
Relative clauses : 8.0 5.94088669951 135% => OK
Pronoun: 18.0 20.9802955665 86% => OK
Preposition: 27.0 31.9359605911 85% => OK
Nominalization: 6.0 5.75862068966 104% => OK
Performance on vocabulary words:
No of characters: 1525.0 1207.87684729 126% => OK
No of words: 299.0 242.827586207 123% => OK
Chars per words: 5.10033444816 5.00649968141 102% => OK
Fourth root words length: 4.1583189471 3.92707691288 106% => OK
Word Length SD: 2.75105111439 2.71678728327 101% => OK
Unique words: 172.0 139.433497537 123% => OK
Unique words percentage: 0.57525083612 0.580463131201 99% => OK
syllable_count: 462.6 379.143842365 122% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 4.6157635468 130% => OK
Article: 3.0 1.56157635468 192% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 2.0 0.931034482759 215% => Less conjunction wanted as sentence beginning.
Preposition: 3.0 3.65517241379 82% => OK
Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 24.0 20.5024630542 117% => OK
Sentence length SD: 63.7913264742 50.4703680194 126% => OK
Chars per sentence: 127.083333333 104.977214359 121% => OK
Words per sentence: 24.9166666667 20.9669160288 119% => OK
Discourse Markers: 8.5 7.25397266985 117% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 3.0 5.33497536946 56% => OK
Sentences with positive sentiment : 10.0 6.9802955665 143% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.299512393301 0.242375264174 124% => OK
Sentence topic coherence: 0.133662564909 0.0925447433944 144% => OK
Sentence topic coherence SD: 0.085059130227 0.071462118173 119% => OK
Paragraph topic coherence: 0.196857014637 0.151781067708 130% => OK
Paragraph topic coherence SD: 0.0362402095048 0.0609392437508 59% => OK
Essay readability:
automated_readability_index: 15.1 12.6369458128 119% => OK
flesch_reading_ease: 55.58 53.1260098522 105% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.5 10.9458128079 105% => OK
coleman_liau_index: 12.6 11.5310837438 109% => OK
dale_chall_readability_score: 8.79 8.32886699507 106% => OK
difficult_words: 75.0 55.0591133005 136% => OK
linsear_write_formula: 11.0 9.94827586207 111% => OK
gunning_fog: 11.6 10.3980295567 112% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
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Rates: 85.0 out of 100
Scores by essay e-grader: 76.5 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.