We are living In the era of information technology, where most people hold a credit card or a debit card, which can be used for cashless payments. As a result, now a greater number of people are using cards for payments. This has increased a trend in the society of going cashless. This essay will further discuss the advantages and disadvantages of this phenomenon and then deduce a logical conclusion.
To begin with, there are multiple advantages to using a credit card but one of the most important ones is the ability to purchase online and going cashless. Apart from that, credit card companies often give offers and special discounts to their cardholders. In my experience, the credit card has been very useful for me and enabled me to go cashless everywhere.
Although credit card has a lot of advantages, it still has some disadvantages as well, for example, if the credit card is lost anyone has the card may misuse it. Other then that, the cardholder may sometime spend higher then they earn, which may lend them into a debt trap.
After analyzing the above facts I would like to recapitulate that, Although credit card usage has advantages, if not used with proper knowledge could be dangerous, over the use of credit card may lend the user in debt trap. Hence, it is suggested to use the credit card carefully.
Grammar and spelling errors:
Line 5, column 163, Rule ID: OTHER_THEN[1]
Message: Did you mean 'other than'?
Suggestion: Other than
...lost anyone has the card may misuse it. Other then that, the cardholder may sometime spend...
^^^^^^^^^^
Line 5, column 169, Rule ID: RATHER_THEN[1]
Message: Did you mean 'than'? 'than' is used for comparisons, 'then' is an expression of time.
Suggestion: than
...nyone has the card may misuse it. Other then that, the cardholder may sometime spend...
^^^^
Line 5, column 214, Rule ID: COMPARISONS_THEN[1]
Message: Did you mean 'higher than'?
Suggestion: higher than
...that, the cardholder may sometime spend higher then they earn, which may lend them into a d...
^^^^^^^^^^^
Transition Words or Phrases used:
but, hence, if, may, so, still, then, well, apart from, for example, as a result, to begin with
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 9.0 10.5418719212 85% => OK
Auxiliary verbs: 8.0 6.10837438424 131% => OK
Conjunction : 7.0 8.36945812808 84% => OK
Relative clauses : 6.0 5.94088669951 101% => OK
Pronoun: 17.0 20.9802955665 81% => OK
Preposition: 26.0 31.9359605911 81% => OK
Nominalization: 2.0 5.75862068966 35% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1102.0 1207.87684729 91% => OK
No of words: 231.0 242.827586207 95% => OK
Chars per words: 4.77056277056 5.00649968141 95% => OK
Fourth root words length: 3.89854898053 3.92707691288 99% => OK
Word Length SD: 2.64060038161 2.71678728327 97% => OK
Unique words: 132.0 139.433497537 95% => More unique words wanted.
Unique words percentage: 0.571428571429 0.580463131201 98% => OK
syllable_count: 348.3 379.143842365 92% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 4.6157635468 108% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 6.0 1.71428571429 350% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 5.0 3.65517241379 137% => OK
Performance on sentences:
How many sentences: 11.0 12.6551724138 87% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 47.6052986842 50.4703680194 94% => OK
Chars per sentence: 100.181818182 104.977214359 95% => OK
Words per sentence: 21.0 20.9669160288 100% => OK
Discourse Markers: 8.63636363636 7.25397266985 119% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 3.0 5.33497536946 56% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.262429253264 0.242375264174 108% => OK
Sentence topic coherence: 0.116847818911 0.0925447433944 126% => OK
Sentence topic coherence SD: 0.058233255965 0.071462118173 81% => OK
Paragraph topic coherence: 0.169607845054 0.151781067708 112% => OK
Paragraph topic coherence SD: 0.0873876495188 0.0609392437508 143% => OK
Essay readability:
automated_readability_index: 11.5 12.6369458128 91% => Automated_readability_index is low.
flesch_reading_ease: 58.62 53.1260098522 110% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 10.3 10.9458128079 94% => OK
coleman_liau_index: 10.39 11.5310837438 90% => OK
dale_chall_readability_score: 8.16 8.32886699507 98% => OK
difficult_words: 51.0 55.0591133005 93% => OK
linsear_write_formula: 11.5 9.94827586207 116% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
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Rates: 70.0 out of 100
Scores by essay e-grader: 63.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.