In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Over the past few years, the trend of cashless society is increasing rapidly, and there has been an increase in the usage of the credit card for the payments. Whereas some people see the payment using a credit card as an advantage I see it as a disadvantage. This essay will further discuss reason to support this notion and then deduce a logical conclusion.

At the outset, there are myriads of reasons to support this notion, but one of the most compelling reason is that payment using credit card increase debts. when people start using the card they get habitual of using it and eventually becomes the addict. Furthermore, As they have the credit card people would sometime buy things which they would not even be required. Hence, the usage of credit card is disadvantageous.

On the contrary, Credit card could be beneficial in case someone is low on cash and need to buy something in an emergency. Even though, this sounds like an advantage I still consider it as a disadvantage as credit cards have high interest so if some failed to pay they would be required to pay the interest and the penalties, which put an extra burden on the user pocket.

After analyzing the above facts I would like to recapitulate that credit card usage could be useful in an emergency but the excessive usage and usage without knowledge could put an extra burden on peoples salary hence the usage of the credit card is more of a disadvantageous than advantageous.

Votes
Average: 6.5 (1 vote)
Essay Categories

Grammar and spelling errors:
Line 3, column 157, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: When
...yment using credit card increase debts. when people start using the card they get ha...
^^^^

Transition Words or Phrases used:
but, furthermore, hence, if, so, still, then, whereas, on the contrary

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 11.0 10.5418719212 104% => OK
Auxiliary verbs: 9.0 6.10837438424 147% => OK
Conjunction : 8.0 8.36945812808 96% => OK
Relative clauses : 5.0 5.94088669951 84% => OK
Pronoun: 16.0 20.9802955665 76% => OK
Preposition: 30.0 31.9359605911 94% => OK
Nominalization: 2.0 5.75862068966 35% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1204.0 1207.87684729 100% => OK
No of words: 254.0 242.827586207 105% => OK
Chars per words: 4.74015748031 5.00649968141 95% => OK
Fourth root words length: 3.99216450694 3.92707691288 102% => OK
Word Length SD: 2.66210446331 2.71678728327 98% => OK
Unique words: 130.0 139.433497537 93% => More unique words wanted.
Unique words percentage: 0.511811023622 0.580463131201 88% => More unique words wanted or less content wanted.
syllable_count: 386.1 379.143842365 102% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 4.6157635468 43% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 2.0 0.931034482759 215% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 3.65517241379 109% => OK

Performance on sentences:
How many sentences: 10.0 12.6551724138 79% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 25.0 20.5024630542 122% => The Avg. Sentence Length is relatively long.
Sentence length SD: 70.6996463923 50.4703680194 140% => OK
Chars per sentence: 120.4 104.977214359 115% => OK
Words per sentence: 25.4 20.9669160288 121% => OK
Discourse Markers: 7.0 7.25397266985 96% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 1.0 5.33497536946 19% => OK
Sentences with positive sentiment : 8.0 6.9802955665 115% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.230958284666 0.242375264174 95% => OK
Sentence topic coherence: 0.100794785847 0.0925447433944 109% => OK
Sentence topic coherence SD: 0.0406096710039 0.071462118173 57% => OK
Paragraph topic coherence: 0.150325024619 0.151781067708 99% => OK
Paragraph topic coherence SD: 0.0339869130295 0.0609392437508 56% => OK

Essay readability:
automated_readability_index: 13.6 12.6369458128 108% => OK
flesch_reading_ease: 54.56 53.1260098522 103% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.9 10.9458128079 109% => OK
coleman_liau_index: 10.51 11.5310837438 91% => OK
dale_chall_readability_score: 8.36 8.32886699507 100% => OK
difficult_words: 56.0 55.0591133005 102% => OK
linsear_write_formula: 9.0 9.94827586207 90% => OK
gunning_fog: 12.0 10.3980295567 115% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?

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Rates: 65.0 out of 100
Scores by essay e-grader: 58.5 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.