The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards Banks should not issue credit cards unless they are completely sure of an individual s ability to pay back their debits To what extent do you

Essay topics:

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits.
To what extent do you agree with this?

In this modern word, almost all the processes has gone virtual, payment and selling are not the exception. Credit card which is well-known as one of the plastic money gives purchasing power to the person even if he or she does not have enough cash. This has made people extravagant and put them in debt which causes dangerous consequences for both people and the card issuer. To resolve this problem, the bank should check the history of the applicant’s credit records before issuing this facility.

To begin with, as people could purchase without thinking the price and the income, they become ...

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Votes
Average: 7.9 (7 votes)

Comments

Discourse Markers used:
['also', 'if', 'may', 'so', 'thus', 'well', 'for instance', 'to begin with', 'on the other hand']

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance in Part of Speech:
Nouns: 0.240310077519 0.247107183377 97% => OK
Verbs: 0.152454780362 0.155533422707 98% => OK
Adjectives: 0.0645994832041 0.0946595960268 68% => OK
Adverbs: 0.0671834625323 0.0501214627716 134% => OK
Pronouns: 0.0361757105943 0.0437548338989 83% => OK
Prepositions: 0.0904392764858 0.122226691241 74% => OK
Participles: 0.0258397932817 0.0403226058552 64% => OK
Conjunctions: 2.62287073788 2.80594681477 93% => OK
Infinitives: 0.0284237726098 0.0326793684256 87% => OK
Particles: 0.0 0.00163938923432 0% => OK
Determiners: 0.124031007752 0.0861772015684 144% => OK
Modal_auxiliary: 0.0361757105943 0.021408717616 169% => OK
WH_determiners: 0.0206718346253 0.011925033212 173% => OK

Vocabulary words and sentences:
No of characters: 2112.0 1933.35771543 109% => OK
No of words: 349.0 316.048096192 110% => OK
Chars per words: 6.05157593123 6.12580529183 99% => OK
Fourth root words length: 4.32221490584 4.20517956788 103% => OK
words length more than 5 chars: 0.343839541547 0.374742101984 92% => OK
words length more than 6 chars: 0.246418338109 0.28420135186 87% => OK
words length more than 7 chars: 0.166189111748 0.203846283523 82% => OK
words length more than 8 chars: 0.114613180516 0.137316102897 83% => OK
Word Length SD: 2.62287073788 2.80594681477 93% => OK
Unique words: 198.0 176.037074148 112% => OK
Unique words percentage: 0.567335243553 0.56093040696 101% => OK
Word variations: 63.3651167073 60.7387585426 104% => OK
How many sentences: 19.0 16.0891783567 118% => OK
Sentence length: 18.3684210526 20.7743622355 88% => OK
Sentence length SD: 35.2917401839 49.517814964 71% => OK
Chars per sentence: 111.157894737 127.492653851 87% => OK
Words per sentence: 18.3684210526 20.7743622355 88% => OK
Discourse Markers: 0.473684210526 0.814263465372 58% => OK
Paragraphs: 4.0 4.38877755511 91% => OK
Language errors: 0.0 3.99599198397 0% => OK
Readability: 43.0102548635 49.1944974215 87% => OK
Elegance: 1.39393939394 1.69124875643 82% => OK

Coherence and Cohesion:
Essay topic to essay body coherence: 0.345703494136 0.332605444948 104% => OK
Sentence sentence coherence: 0.0626558380363 0.102741220458 61% => OK
Sentence sentence coherence SD: 0.0263271748213 0.0668466124924 39% => OK
Sentence paragraph coherence: 0.50186525351 0.534860350844 94% => OK
Sentence paragraph coherence SD: 0.136585777747 0.148594505496 92% => OK
Sentence topic coherence: 0.134454447894 0.134430193775 100% => OK
Sentence topic coherence SD: 0.0697685924177 0.0742795772207 94% => OK
Paragraph paragraph coherence: 0.420679481188 0.324371583561 130% => OK
Paragraph paragraph coherence SD: 0.0285706661383 0.0638462369009 45% => OK
Paragraph topic coherence: 0.259211858669 0.228012699653 114% => OK
Paragraph topic coherence SD: 0.0292627989444 0.058150111329 50% => The ideas may be duplicated in paragraphs.

Task Achievement:
Sentences with positive sentiment : 6.0 8.68436873747 69% => OK
Sentences with negative sentiment : 10.0 3.9879759519 251% => OK
Sentences with neutral sentiment: 3.0 3.41683366733 88% => OK
Positive topic words: 4.0 5.90881763527 68% => OK
Negative topic words: 7.0 2.5751503006 272% => OK
Neutral topic words: 1.0 1.9629258517 51% => OK
Total topic words: 12.0 10.4468937876 115% => OK
What are sentences with positive/Negative/neutral sentiment?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: This is not the final score. The e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.