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Post date	Users	Rates	Content
Thu, 09/12/2013 - 11:24	Gurpreet Kaur Bhangu	87	Check this topic

Topic title: Many people are using credit cards and loans to run up huge personal debts. They may be unable to repay. It should therefore be made more difficult for individual to borrow large amount of money. What is your opinion?

Topic category: IELTS