The line graph shows the past and projected borrowings for The Royal Bank of Scotland.Summarise the information by selecting and reporting the main features and make comparisons where relevant
The line graph presented depicts the loan status of the Royal Bank of Scotland between the years 2012 to 2022. It is measured in millions of pounds sterling.
Overall, it can be seen that while student loans and mortgages are predicted to increase simultaneously over the period, auto loans and personal loans have highs and lows, therefore remaining much lower in comparison.
Firstly, it is clear that student loans and mortgages are following a very similar pattern over the years. Student loans stood at just under 1.500 million in 2012, noticeably, being the highest of the four groups. Though they remained constant up to 2013, they are expected to climb steadily to approximately 2.5 billion in 2022. Like the student loans, mortgages are predicted to follow a similar pattern and increase.
Secondly, auto loans are expected to show abnormalities of both highs and lows during the years. Although having initially grown, they will drop to 700 million in 2016, before reaching the peak of about 1500 million in 2020. Auto loans will end close to the amount where they began.
Finally, personal loans were staged at the lowest level of the four groups, at under 500 million in 2012. Despite climbing up and overtaking auto loans briefly in 2016 to about 800 million, this level will continue decreasing until 2022 to 400 million.
Transition Words or Phrases used:
briefly, finally, first, firstly, second, secondly, so, therefore, while
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 10.0 7.48453608247 134% => OK
Auxiliary verbs: 4.0 4.92783505155 81% => OK
Conjunction : 7.0 5.05154639175 139% => OK
Relative clauses : 3.0 3.03092783505 99% => OK
Pronoun: 10.0 32.9175257732 30% => OK
Preposition: 43.0 26.3917525773 163% => OK
Nominalization: 0.0 3.85567010309 0% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1125.0 937.175257732 120% => OK
No of words: 223.0 206.0 108% => OK
Chars per words: 5.04484304933 4.54256449028 111% => OK
Fourth root words length: 3.86434787811 3.78020617076 102% => OK
Word Length SD: 2.4621243562 2.54303337028 97% => OK
Unique words: 132.0 127.690721649 103% => OK
Unique words percentage: 0.591928251121 0.622605031667 95% => OK
syllable_count: 312.3 290.88556701 107% => OK
avg_syllables_per_word: 1.4 1.41237113402 99% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 9.13402061856 66% => OK
Article: 1.0 0.824742268041 121% => OK
Subordination: 3.0 1.83505154639 163% => OK
Conjunction: 0.0 0.463917525773 0% => OK
Preposition: 4.0 1.44329896907 277% => Less preposition wanted as sentence beginnings.
Performance on sentences:
How many sentences: 12.0 12.6804123711 95% => OK
Sentence length: 18.0 16.3608247423 110% => OK
Sentence length SD: 41.4909628714 44.8134815571 93% => OK
Chars per sentence: 93.75 76.5299724578 123% => OK
Words per sentence: 18.5833333333 16.8248392259 110% => OK
Discourse Markers: 6.0 4.34317383033 138% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 0.0 2.54639175258 0% => OK
Sentences with positive sentiment : 2.0 7.41237113402 27% => More positive sentences wanted.
Sentences with negative sentiment : 4.0 1.49484536082 268% => Less negative sentences wanted.
Sentences with neutral sentiment: 6.0 3.94845360825 152% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.0507329844095 0.216113520407 23% => OK
Sentence topic coherence: 0.0234753980594 0.0766984524023 31% => OK
Sentence topic coherence SD: 0.0510847480804 0.0603063233224 85% => OK
Paragraph topic coherence: 0.0427147610186 0.12726935374 34% => OK
Paragraph topic coherence SD: 0.0593804617388 0.0580467560999 102% => OK
Essay readability:
automated_readability_index: 11.6 8.37731958763 138% => OK
flesch_reading_ease: 70.13 70.7449484536 99% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 7.9 7.45979381443 106% => OK
coleman_liau_index: 11.95 8.71597938144 137% => OK
dale_chall_readability_score: 8.07 7.59969072165 106% => OK
difficult_words: 50.0 41.2886597938 121% => OK
linsear_write_formula: 10.5 8.62886597938 122% => OK
gunning_fog: 9.2 8.54432989691 108% => OK
text_standard: 12.0 8.15463917526 147% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.