There is no doubt that identity fraud is a great concern, especially in western countries where
people are most at risk. I think there are two main causes and a number of damaging effects.
The major cause is probably the almost universal use of digital technology to store financial
data and undertake financial transactions. It is surprisingly easy for criminals to obtain personal
information about a possible victim, and then to use this information to impersonate the target.
Because bank accounts and loans can be applied for digitally, without the need for face-to-face
contact, the criminals are able to apply for financial products remotely, often before the victim is even
aware of the attack. The second key cause is, I believe, the increasing probability of ‘traditional’
crimes (such as armed robbery, mugging or burglary) being detected. When criminals see the
widespread use of CCTV, DNA profiling and fingerprinting, they are less inclined to indulge in such
old-fashioned crimes. Rather, they prefer the lower risk and more profitable use of data-based
crimes.
The effects on the unfortunate victims can be quite devastating. Firstly, there is the loss of
money from bank accounts or by being connected to a fraudulent loan. In some cases, this can take
years for the victim to pay back or resolve with the banks and the authorities. Secondly, there is the
damage to their credit rating, which means they may find it impossible to obtain legitimate credit in the future. In extreme cases, people’s employment prospects can even be damaged as well, as they find
themselves profiled as a financial risk.
Overall, the presence of technology and the decline of ‘traditional’ crimes are the key causes
behind this trend. The effects on the victims involve long-term financial hardship in many instances.
Transition Words or Phrases used:
first, firstly, may, second, secondly, so, then, well, i think, no doubt, such as, in some cases
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 18.0 13.1623246493 137% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 11.0 10.4138276553 106% => OK
Relative clauses : 4.0 7.30460921844 55% => More relative clauses wanted.
Pronoun: 14.0 24.0651302605 58% => OK
Preposition: 36.0 41.998997996 86% => OK
Nominalization: 4.0 8.3376753507 48% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1580.0 1615.20841683 98% => OK
No of words: 294.0 315.596192385 93% => More content wanted.
Chars per words: 5.37414965986 5.12529762239 105% => OK
Fourth root words length: 4.14082457966 4.20363070211 99% => OK
Word Length SD: 3.22161817078 2.80592935109 115% => OK
Unique words: 173.0 176.041082164 98% => OK
Unique words percentage: 0.58843537415 0.561755894193 105% => OK
syllable_count: 490.5 506.74238477 97% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 7.0 5.43587174349 129% => OK
Article: 7.0 2.52805611222 277% => Less articles wanted as sentence beginning.
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 19.0 20.2975951904 94% => OK
Sentence length SD: 40.1461773467 49.4020404114 81% => OK
Chars per sentence: 105.333333333 106.682146367 99% => OK
Words per sentence: 19.6 20.7667163134 94% => OK
Discourse Markers: 6.4 7.06120827912 91% => OK
Paragraphs: 18.0 4.38176352705 411% => Less paragraphs wanted.
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 2.0 8.67935871743 23% => More positive sentences wanted.
Sentences with negative sentiment : 10.0 3.9879759519 251% => Less negative sentences wanted.
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.0591118351136 0.244688304435 24% => The similarity between the topic and the content is low.
Sentence topic coherence: 0.0194368615468 0.084324248473 23% => Sentence topic similarity is low.
Sentence topic coherence SD: 0.0170906904173 0.0667982634062 26% => Sentences are similar to each other.
Paragraph topic coherence: 0.0163554251606 0.151304729494 11% => Maybe some paragraphs are off the topic.
Paragraph topic coherence SD: 0.019763393494 0.056905535591 35% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 13.7 13.0946893788 105% => OK
flesch_reading_ease: 43.73 50.2224549098 87% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.9 11.3001002004 105% => OK
coleman_liau_index: 13.87 12.4159519038 112% => OK
dale_chall_readability_score: 9.09 8.58950901804 106% => OK
difficult_words: 84.0 78.4519038076 107% => OK
linsear_write_formula: 12.0 9.78957915832 123% => OK
gunning_fog: 9.6 10.1190380762 95% => OK
text_standard: 14.0 10.7795591182 130% => OK
What are above readability scores?
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Maximum five paragraphs wanted.
It is not exactly right on the topic in the view of e-grader. Maybe there is a wrong essay topic.
Rates: 11.2359550562 out of 100
Scores by essay e-grader: 1.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.