Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative development?

Essay topics:

Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative development?

Many surveys show that the maximum crowd prefers spending to saving money. Few reasons to mention are the mindset with "live life king size", bring ease in busy life and plenty of financial help providers in the market. Not planning on the financial front is definitely a worrying trend that set to continue.

To begin, today's generation believes in living in present and does not bother much about future time. With this easy-going nature, they tend to spend more money on entertainment, gizmos and so on. Having state of mind that things can be taken and managed spontaneously, they become more ignorant on saving front. Put it simply, the way people look at life has changed to a great extend driving them to spend more and save less.

In the rat race of acquiring materialistic things, the busy routine has become part of almost everyone's lifestyle. It means people get less time to perform other life essential activities, forcing them to purchase services, products, and facilities from outside at certain cost. They are even ready to pay an excess amount to possess them due to the crunch of time. This is because time has taken the place of money in terms of its importance in daily routine. Overall, erratic living pattern forcing many people to purchase things wherein saving money is not considered that important.

Last, but not least, easily available options to buy things on credit in the market is a contemporary famous trend. People who have no money can buy items and pay later for it with higher interest. Many have started finding this option quick and simple. And the most important aspect is that there is no need to save money now or then. Simply, even though people with lack of money or with no saving can easily spend money on anything they wish to buy.

All these together show that people are not keen on saving attitude for various reasons. Owing to such attitude, they might face a financial crisis with no escape option to handle emergency or critical situations. Undoubtedly, no saving for the future to deal with any unforeseen circumstance is a negative development.

Votes
Average: 7.8 (1 vote)

Comments

Grammar and spelling errors:
Line 1, column 152, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...et with 'live life king size', bring ease in busy life and plenty of fi...
^^

Transition Words or Phrases used:
but, if, look, so, then

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 11.0 13.1623246493 84% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 13.0 10.4138276553 125% => OK
Relative clauses : 7.0 7.30460921844 96% => OK
Pronoun: 22.0 24.0651302605 91% => OK
Preposition: 55.0 41.998997996 131% => OK
Nominalization: 6.0 8.3376753507 72% => OK

Performance on vocabulary words:
No of characters: 1763.0 1615.20841683 109% => OK
No of words: 360.0 315.596192385 114% => OK
Chars per words: 4.89722222222 5.12529762239 96% => OK
Fourth root words length: 4.35587717469 4.20363070211 104% => OK
Word Length SD: 2.50953582595 2.80592935109 89% => OK
Unique words: 207.0 176.041082164 118% => OK
Unique words percentage: 0.575 0.561755894193 102% => OK
syllable_count: 552.6 506.74238477 109% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 3.0 0.809619238477 371% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 20.0 16.0721442886 124% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 25.4074792138 49.4020404114 51% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 88.15 106.682146367 83% => OK
Words per sentence: 18.0 20.7667163134 87% => OK
Discourse Markers: 1.15 7.06120827912 16% => More transition words/phrases wanted.
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 12.0 8.67935871743 138% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.279522121414 0.244688304435 114% => OK
Sentence topic coherence: 0.0810640660276 0.084324248473 96% => OK
Sentence topic coherence SD: 0.0786733326751 0.0667982634062 118% => OK
Paragraph topic coherence: 0.141757768566 0.151304729494 94% => OK
Paragraph topic coherence SD: 0.0308959647919 0.056905535591 54% => OK

Essay readability:
automated_readability_index: 10.6 13.0946893788 81% => Automated_readability_index is low.
flesch_reading_ease: 61.67 50.2224549098 123% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.1 11.3001002004 81% => OK
coleman_liau_index: 10.84 12.4159519038 87% => OK
dale_chall_readability_score: 8.48 8.58950901804 99% => OK
difficult_words: 90.0 78.4519038076 115% => OK
linsear_write_formula: 8.0 9.78957915832 82% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.