I joined the Liberian Bank for development and Investment as an entry level staff (Account Officer P1) in 2010 with in the Account department at which time the Bank was migrating to new banking software. I was designated to head a team of four staffs to work with the programmer and ensure that various financial and regulatory reports that were manually prepared using excel are automatic and incorporated into the new banking software. This task required high concentration, sensitivity and extra hours. I encourage my team member by leading by example; I was always the first at work and last to left office ensuring that all of the assigned tasks are completed by each member daily. We executed our responsibilities with diligent and vigor taking deadline into consideration which enable us to complete the task far before deadline. Currently all Financial and regulatory report are generated automatically.
In 2013 after the establishment of the Financial Intelligent Unit of Liberia and the enactment of the AML/CFT law of Liberia combine with a robust global AML/CFT regime which led to the big banks being fine and the closure of correspondents banking relationships with banks in Africa and other parts of the world with weak AML/CFT regime. There was a need for the creation of a specific unit to oversee the AML/CFT regime within the bank, work with all the regulatory agencies as well as the correspondent banks to ensure full compliant with the AML/CFT law and maintain relationship with correspondent banks.
I was promoted from Account Officer (P1) to Officer in-Charge (P3) as head of the newly created Compliance Unit supervising and leading a team of 21(twenty–one) staffs across the bank network (18 branches). I worked with my team in developing a comprehensive compliance program that covers the bank internal policies, AML/CFT law, and other regulation that applied to the banking sector. I supervised and monitor the conduct of compliance risk assessment, regular training of new and existing staff on AML/CFT activities and new development within the regulatory space; acted as the liaison between the bank and all regulatory institutions, coordinated external examination, updated policies to take into account relevant changes, advice management and the Board of Directors on the compliance status of the bank from time to time.
To date, there has been no sanction, penalty, fine nor any investigative regulatory requests for non-compliance and the bank has a total of5 (Five). Correspondent banks from 3 (three) in 2013.
Given my leadership abilities, networking and problem solving skills amongst my staff, regulators, senior management, and the Board of Directors; I was again given a double promotion from Officer in-Charge (P3) Compliance Unit to Vice-President Compliance and Investigation Department (P5) as head of the two units( Compliance and Investigation) which was merge into a full Department.
Huge percentage of the Liberian population have no access to the formal financial system, which clearly means more work is needed to include these people into the financial system thereby giving them access to financial service and product that will eventually provide opportunities to improve their lives.
In 2014 a colleague and I established a community based saving club with the objective to mobilize resources among members, provide loan for its members and other entrepreneurs at an affordable interest rates as well as the provision of basic financial training for the extension and development of SME and help them become self-sufficient.
I headed and carry out the financial training program on various topics: to include writing a Business plan, creating and managing a budget for a start-up business, Understanding basic investment principles etc. Through this initiative I have been able to train and help over 200 SME develop their businesses to the next level.
Grammar and spelling errors:
Line 1, column 624, Rule ID: ALL_OF_THE[1]
Message: Simply use 'all the'.
Suggestion: all the
...k and last to left office ensuring that all of the assigned tasks are completed by each me...
^^^^^^^^^^
Line 3, column 382, Rule ID: ENGLISH_WORD_REPEAT_BEGINNING_RULE
Message: Three successive sentences begin with the same word. Reword the sentence or use a thesaurus to find a synonym.
...ion that applied to the banking sector. I supervised and monitor the conduct of c...
^
Line 5, column 351, Rule ID: BEEN_PART_AGREEMENT[1]
Message: Consider using a past participle here: 'merged'.
Suggestion: merged
... Compliance and Investigation which was merge into a full Department. Huge percentag...
^^^^^
Line 8, column 328, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...lop their businesses to the next level.
^^^^^
Transition Words or Phrases used:
first, if, so, well, as well as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 2.0 7.85571142285 25% => OK
Conjunction : 33.0 10.4138276553 317% => Less conjunction wanted
Relative clauses : 11.0 7.30460921844 151% => OK
Pronoun: 32.0 24.0651302605 133% => Less pronouns wanted
Preposition: 93.0 41.998997996 221% => Less preposition wanted.
Nominalization: 31.0 8.3376753507 372% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 3289.0 1615.20841683 204% => Less number of characters wanted.
No of words: 618.0 315.596192385 196% => Less content wanted.
Chars per words: 5.32200647249 5.12529762239 104% => OK
Fourth root words length: 4.98594081286 4.20363070211 119% => OK
Word Length SD: 3.08215730558 2.80592935109 110% => OK
Unique words: 313.0 176.041082164 178% => OK
Unique words percentage: 0.506472491909 0.561755894193 90% => More unique words wanted or less content wanted.
syllable_count: 1020.6 506.74238477 201% => syllable counts are too long.
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 11.0 5.43587174349 202% => Less pronouns wanted as sentence beginning.
Article: 0.0 2.52805611222 0% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 2.0 0.809619238477 247% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 34.0 20.2975951904 168% => The Avg. Sentence Length is relatively long.
Sentence length SD: 109.374103171 49.4020404114 221% => The lengths of sentences changed so frequently.
Chars per sentence: 182.722222222 106.682146367 171% => OK
Words per sentence: 34.3333333333 20.7667163134 165% => OK
Discourse Markers: 1.72222222222 7.06120827912 24% => More transition words/phrases wanted.
Paragraphs: 8.0 4.38176352705 183% => Less paragraphs wanted.
Language errors: 4.0 5.01903807615 80% => OK
Sentences with positive sentiment : 12.0 8.67935871743 138% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.0371103050297 0.244688304435 15% => The similarity between the topic and the content is low.
Sentence topic coherence: 0.0140326222614 0.084324248473 17% => Sentence topic similarity is low.
Sentence topic coherence SD: 0.0137531204202 0.0667982634062 21% => Sentences are similar to each other.
Paragraph topic coherence: 0.0219050126256 0.151304729494 14% => Maybe some paragraphs are off the topic.
Paragraph topic coherence SD: 0.0121431419527 0.056905535591 21% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 20.8 13.0946893788 159% => OK
flesch_reading_ease: 28.51 50.2224549098 57% => Flesch_reading_ease is low.
smog_index: 13.0 7.44779559118 175% => OK
flesch_kincaid_grade: 17.7 11.3001002004 157% => OK
coleman_liau_index: 14.17 12.4159519038 114% => OK
dale_chall_readability_score: 10.05 8.58950901804 117% => OK
difficult_words: 185.0 78.4519038076 236% => Less difficult words wanted.
linsear_write_formula: 14.5 9.78957915832 148% => OK
gunning_fog: 15.6 10.1190380762 154% => OK
text_standard: 15.0 10.7795591182 139% => OK
What are above readability scores?
---------------------
Maximum five paragraphs wanted.
It is not exactly right on the topic in the view of e-grader. Maybe there is a wrong essay topic.
Rates: 11.2359550562 out of 100
Scores by essay e-grader: 0.67 Out of 6
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.