In a cashless society, people use more credit cards. Cashless society seems to be a reality, and how realistic do you think it might be? What are the advantages and disadvantages of this phenomenon?
With the advancement of the technology the banking sector has evolved drastically. Credit cards have limited the use of the cash and with its use growing cash will soon disappear from the society. This essay will discuss both positive and negative impacts of credit cards use.
To begin with, use of credit cards have made life miserable for some people. Credit cards charge a higher interest when it is used and in some cases when due payment is delayed, banks charge a heavy fine. For example, for my credit card if due amount is delayed after due date, bank charges an additional 500 dirhams excluding interest which burdens me to pay as soon as possible to avoid charges. Therefore, people who use the credit cards without thinking struggle to cope with the payments and are under immense pressure to pay the amount, which affects their quality of life.
On the other hand, the credit cards have made life easier for people. For most of the online shopping, a credit card is required and people who have it can shop anything online and save their precious time instead of going to market. For instance, my mother used to get exhausted when she was going to market for groceries but now with online shopping her life has become easier. Thus, credit cards also has a positive side.
In conclusion, the credit cards can make peoples' life difficult as well as comfortable depending on their use. In my opinion, we need to accept the reality of society being cashless in coming years and we need to learn, how to use credit cards in a better way
Transition Words or Phrases used:
also, but, if, so, therefore, thus, well, for example, for instance, in conclusion, as well as, in my opinion, in some cases, to begin with, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 7.0 10.5418719212 66% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 8.0 8.36945812808 96% => OK
Relative clauses : 7.0 5.94088669951 118% => OK
Pronoun: 15.0 20.9802955665 71% => OK
Preposition: 35.0 31.9359605911 110% => OK
Nominalization: 3.0 5.75862068966 52% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1281.0 1207.87684729 106% => OK
No of words: 273.0 242.827586207 112% => OK
Chars per words: 4.69230769231 5.00649968141 94% => OK
Fourth root words length: 4.06481385082 3.92707691288 104% => OK
Word Length SD: 2.25827072341 2.71678728327 83% => OK
Unique words: 152.0 139.433497537 109% => OK
Unique words percentage: 0.556776556777 0.580463131201 96% => OK
syllable_count: 401.4 379.143842365 106% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 4.6157635468 65% => OK
Article: 3.0 1.56157635468 192% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 5.0 3.65517241379 137% => OK
Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 44.4842901596 50.4703680194 88% => OK
Chars per sentence: 98.5384615385 104.977214359 94% => OK
Words per sentence: 21.0 20.9669160288 100% => OK
Discourse Markers: 12.1538461538 7.25397266985 168% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 10.0 6.9802955665 143% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.219519718949 0.242375264174 91% => OK
Sentence topic coherence: 0.0864630190529 0.0925447433944 93% => OK
Sentence topic coherence SD: 0.0634312633776 0.071462118173 89% => OK
Paragraph topic coherence: 0.14856458098 0.151781067708 98% => OK
Paragraph topic coherence SD: 0.0789749931915 0.0609392437508 130% => OK
Essay readability:
automated_readability_index: 11.2 12.6369458128 89% => Automated_readability_index is low.
flesch_reading_ease: 58.62 53.1260098522 110% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 10.3 10.9458128079 94% => OK
coleman_liau_index: 9.92 11.5310837438 86% => OK
dale_chall_readability_score: 8.15 8.32886699507 98% => OK
difficult_words: 60.0 55.0591133005 109% => OK
linsear_write_formula: 8.0 9.94827586207 80% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?
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Rates: 65.0 out of 100
Scores by essay e-grader: 58.5 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.