Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experience.

With the advancement in technology, it is often noticed that people prefer to use and carry plastic money cards like credit and debit for their personal and professional needs. Utilizing such money cards has its own advantages and disadvantages and I would like to discuss a few of them in the below paragraphs.

Let me first highlight the advantages of money cards. In this world where theft and robbery is a common practise people often limit themselves from carrying paper notes rather they just slip the cards into their pockets or wallets. Hence easy and safe to use. If at all you have forgotten to keep cash in your wallet these cards come to rescue and your work is done as simple as that. With increase in machine labour most of the work is automated. Online transactions like shopping,banking,ordering food etc can be easily done with the help of credit and debit cards. In most parts of the country telephone and internet payments is done online with the help of these plastic money cards. Hence it makes our lives easier and faster in many ways.

Knows lets discuss some of the drawbacks of using such cards. If the card gets lost or stolen ,it likely that our personal information and bank details can be hacked. Retrieving the card from the bank requires a lot of patience and is a time consuming affair. We need to regularly keep in contact with the bank authorities to full fill our needs at the earliest. Another major disadvantage is that, plastic cards comes of no use in case of any natural disasters like floods, earthquakes landslides etc as the ATM machines will totally out of order.

Last but not the least, its rightly said that , like a coin has two sides in the same manner plastic money cards like the credit and debit cards has its own pros and cons and we must be careful with money at all times.

Votes
Average: 7.3 (1 vote)

Grammar and spelling errors:
Line 3, column 233, Rule ID: SENT_START_CONJUNCTIVE_LINKING_ADVERB_COMMA[1]
Message: Did you forget a comma after a conjunctive/linking adverb?
Suggestion: Hence,
...he cards into their pockets or wallets. Hence easy and safe to use. If at all you ha...
^^^^^
Line 3, column 243, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...nto their pockets or wallets. Hence easy and safe to use. If at all you have forg...
^^
Line 3, column 483, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma
Suggestion: , banking
...mated. Online transactions like shopping,banking,ordering food etc can be easily done wi...
^^^^^^^^
Line 3, column 690, Rule ID: SENT_START_CONJUNCTIVE_LINKING_ADVERB_COMMA[1]
Message: Did you forget a comma after a conjunctive/linking adverb?
Suggestion: Hence,
... the help of these plastic money cards. Hence it makes our lives easier and faster i...
^^^^^
Line 3, column 708, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
... plastic money cards. Hence it makes our lives easier and faster in many ways. ...
^^
Line 5, column 20, Rule ID: SOME_OF_THE[1]
Message: Simply use 'some'.
Suggestion: some
...ter in many ways. Knows lets discuss some of the drawbacks of using such cards. If the c...
^^^^^^^^^^^
Line 5, column 94, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma, but not before the comma
Suggestion: ,
...h cards. If the card gets lost or stolen ,it likely that our personal information ...
^^
Line 5, column 408, Rule ID: POSSESIVE_APOSTROPHE[1]
Message: Possible typo: apostrophe is missing. Did you mean 'cards'' or 'card's'?
Suggestion: cards'; card's
...her major disadvantage is that, plastic cards comes of no use in case of any natural ...
^^^^^
Line 5, column 510, Rule ID: ATM_MACHINE[2]
Message: This phrase is redundant ('M' stands for 'machine'). Use simply 'ATMs'.
Suggestion: ATMs
...oods, earthquakes landslides etc as the ATM machines will totally out of order. Last but ...
^^^^^^^^^^^^
Line 7, column 46, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma, but not before the comma
Suggestion: ,
...but not the least, its rightly said that , like a coin has two sides in the same m...
^^

Transition Words or Phrases used:
but, first, hence, if, so

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 19.0 10.4138276553 182% => OK
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 29.0 24.0651302605 121% => Less pronouns wanted
Preposition: 48.0 41.998997996 114% => OK
Nominalization: 3.0 8.3376753507 36% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1516.0 1615.20841683 94% => OK
No of words: 326.0 315.596192385 103% => OK
Chars per words: 4.65030674847 5.12529762239 91% => OK
Fourth root words length: 4.24917287072 4.20363070211 101% => OK
Word Length SD: 2.5994603336 2.80592935109 93% => OK
Unique words: 184.0 176.041082164 105% => OK
Unique words percentage: 0.564417177914 0.561755894193 100% => OK
syllable_count: 464.4 506.74238477 92% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 16.0 16.0721442886 100% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 52.924732817 49.4020404114 107% => OK
Chars per sentence: 94.75 106.682146367 89% => OK
Words per sentence: 20.375 20.7667163134 98% => OK
Discourse Markers: 1.5625 7.06120827912 22% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 10.0 5.01903807615 199% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.2094899882 0.244688304435 86% => OK
Sentence topic coherence: 0.0639245679531 0.084324248473 76% => OK
Sentence topic coherence SD: 0.0569212000582 0.0667982634062 85% => OK
Paragraph topic coherence: 0.142850058829 0.151304729494 94% => OK
Paragraph topic coherence SD: 0.0547916491955 0.056905535591 96% => OK

Essay readability:
automated_readability_index: 10.7 13.0946893788 82% => Automated_readability_index is low.
flesch_reading_ease: 68.1 50.2224549098 136% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 8.7 11.3001002004 77% => OK
coleman_liau_index: 9.69 12.4159519038 78% => OK
dale_chall_readability_score: 7.87 8.58950901804 92% => OK
difficult_words: 67.0 78.4519038076 85% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.