In many countries paying for things using mobile phone cellphone apps is becoming increasingly common Does this development have more advantages or more disadvantages

In recent years, the usage of mobile phone payment applications has risen in a significant number of countries while this tendency may increase the risk of personal data leakage. I am definitely convinced that the advantages of this kind of payment can make the paying process more convenient for people.

On the one hand, most of the current electronic payments need to be linked to a bank account which makes individual bank accounts vulnerable to attacks. Hackers’ intrusion skills are becoming frequently sophisticated that developing different electronic viruses with the development of information in order to infect electronic devices to obtain bank information detail and stealing money from accounts. For an instance, there was a terrible scandal regarding the PrivatBank online payment system in Ukraine which the bank system was replaced by a fake one so that the hackers can access more than one million households bank information and gain an amount of money.

On the other hand, although the use of electronic payment has the opportunity to increase the risk of personal information leakage while we are in the era of electronic revolution which the payment will electronification in the future. The development of electronic payment is not only for the convenience of transactions but also for safety and reliability. Simplifying the transaction method can save time that only needs a few procedures to complete the transaction meanwhile addition of the network platform make the shopping process faster and more convenient. In addition, the chance of being robbed with a large amount of cash is reduced, thereby personal safety increases.

In conclusion, it is a trend that people use mobile phone payment for shopping. Even if there are still security risks on the Internet, safer transactions will be developed shortly which is a technology that should not be underestimated.

Votes
Average: 7.3 (1 vote)

Transition Words or Phrases used:
also, but, if, may, regarding, so, still, while, in addition, in conclusion, kind of, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 5.0 10.4138276553 48% => More conjunction wanted.
Relative clauses : 10.0 7.30460921844 137% => OK
Pronoun: 11.0 24.0651302605 46% => OK
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 21.0 8.3376753507 252% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1607.0 1615.20841683 99% => OK
No of words: 300.0 315.596192385 95% => OK
Chars per words: 5.35666666667 5.12529762239 105% => OK
Fourth root words length: 4.16179145029 4.20363070211 99% => OK
Word Length SD: 3.06712134311 2.80592935109 109% => OK
Unique words: 167.0 176.041082164 95% => More unique words wanted.
Unique words percentage: 0.556666666667 0.561755894193 99% => OK
syllable_count: 512.1 506.74238477 101% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 11.0 16.0721442886 68% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 27.0 20.2975951904 133% => The Avg. Sentence Length is relatively long.
Sentence length SD: 57.9960101221 49.4020404114 117% => OK
Chars per sentence: 146.090909091 106.682146367 137% => OK
Words per sentence: 27.2727272727 20.7667163134 131% => OK
Discourse Markers: 9.36363636364 7.06120827912 133% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.178776254347 0.244688304435 73% => OK
Sentence topic coherence: 0.0747533852985 0.084324248473 89% => OK
Sentence topic coherence SD: 0.0629313531121 0.0667982634062 94% => OK
Paragraph topic coherence: 0.123260599895 0.151304729494 81% => OK
Paragraph topic coherence SD: 0.0667505525733 0.056905535591 117% => OK

Essay readability:
automated_readability_index: 17.5 13.0946893788 134% => OK
flesch_reading_ease: 35.61 50.2224549098 71% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 15.0 11.3001002004 133% => OK
coleman_liau_index: 14.1 12.4159519038 114% => OK
dale_chall_readability_score: 9.61 8.58950901804 112% => OK
difficult_words: 88.0 78.4519038076 112% => OK
linsear_write_formula: 16.0 9.78957915832 163% => OK
gunning_fog: 12.8 10.1190380762 126% => OK
text_standard: 15.0 10.7795591182 139% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.