In many countries paying for things using mobile phone apps is becoming increasingly common Does this development have more advantages or more disadvantages

At present, due to the advancement of technology, it has become very common to use mobile phone applications for making payments for various requirements. People from all over the world have been utilizing this service increasingly. While it has major advantages, it has some disadvantages too. This essay will outline both the views in detail.

The main disadvantage that one might experience while making online payments is the requirement of revealing personal bank details. It is often seen that many people have been attacked by cyber crimes when certain websites are hacked. In addition to this, those individuals who do not have access to the internet might find it difficult using this payment facility. For example, when a person is travelling in a remote location, where there are network issues as well as where a person cannot afford a mobile phone that can support downloading the application. Apart from this, older generation may find it difficult to understand online applications and might make mistakes. Despite this, the pros of using mobile phone applications outweighs the cons.

Firstly, it has enabled making payments extremely easy and convenient. People can avoid standing in ques and make payment at the click of a button. Secondly, it provides access to payment history easily whereas in the past we would have to save an acknowledgement copy for future reference. This has avoided the risk of losing documents and has saved paper. Moreover, the interface of mobile payment applications are quite user-friendly and simple for use. Apart from this, there are several incentives available such as early bird discounts and offer vouchers on making payments via cell phone. And lastly, it has a facility for payment reminders so that people do not forget due date of bills.

To conclude, paying for items using cell phone apps have saved a lot of time of people and eased payment process.

Votes
Average: 6.7 (2 votes)

Transition Words or Phrases used:
but, first, firstly, if, lastly, may, moreover, second, secondly, so, well, whereas, while, apart from, for example, in addition, such as, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 13.1623246493 68% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 8.0 10.4138276553 77% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 31.0 41.998997996 74% => OK
Nominalization: 15.0 8.3376753507 180% => OK

Performance on vocabulary words:
No of characters: 1609.0 1615.20841683 100% => OK
No of words: 312.0 315.596192385 99% => OK
Chars per words: 5.15705128205 5.12529762239 101% => OK
Fourth root words length: 4.20279927342 4.20363070211 100% => OK
Word Length SD: 2.76691312975 2.80592935109 99% => OK
Unique words: 179.0 176.041082164 102% => OK
Unique words percentage: 0.573717948718 0.561755894193 102% => OK
syllable_count: 513.9 506.74238477 101% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 5.43587174349 166% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 6.0 4.76152304609 126% => OK

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 36.9285680172 49.4020404114 75% => OK
Chars per sentence: 89.3888888889 106.682146367 84% => OK
Words per sentence: 17.3333333333 20.7667163134 83% => OK
Discourse Markers: 8.27777777778 7.06120827912 117% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 6.0 8.67935871743 69% => OK
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.231557078789 0.244688304435 95% => OK
Sentence topic coherence: 0.0738070326056 0.084324248473 88% => OK
Sentence topic coherence SD: 0.0596402714202 0.0667982634062 89% => OK
Paragraph topic coherence: 0.16634904484 0.151304729494 110% => OK
Paragraph topic coherence SD: 0.0453099831466 0.056905535591 80% => OK

Essay readability:
automated_readability_index: 11.5 13.0946893788 88% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 12.35 12.4159519038 99% => OK
dale_chall_readability_score: 8.78 8.58950901804 102% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 7.5 9.78957915832 77% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

---------------------

Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.

Transition Words or Phrases used:
but, first, firstly, if, lastly, may, moreover, second, secondly, so, well, whereas, while, apart from, for example, in addition, such as, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 13.1623246493 68% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 8.0 10.4138276553 77% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 31.0 41.998997996 74% => OK
Nominalization: 15.0 8.3376753507 180% => OK

Performance on vocabulary words:
No of characters: 1609.0 1615.20841683 100% => OK
No of words: 312.0 315.596192385 99% => OK
Chars per words: 5.15705128205 5.12529762239 101% => OK
Fourth root words length: 4.20279927342 4.20363070211 100% => OK
Word Length SD: 2.76691312975 2.80592935109 99% => OK
Unique words: 179.0 176.041082164 102% => OK
Unique words percentage: 0.573717948718 0.561755894193 102% => OK
syllable_count: 513.9 506.74238477 101% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 5.43587174349 166% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 6.0 4.76152304609 126% => OK

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 36.9285680172 49.4020404114 75% => OK
Chars per sentence: 89.3888888889 106.682146367 84% => OK
Words per sentence: 17.3333333333 20.7667163134 83% => OK
Discourse Markers: 8.27777777778 7.06120827912 117% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 6.0 8.67935871743 69% => OK
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.231557078789 0.244688304435 95% => OK
Sentence topic coherence: 0.0738070326056 0.084324248473 88% => OK
Sentence topic coherence SD: 0.0596402714202 0.0667982634062 89% => OK
Paragraph topic coherence: 0.16634904484 0.151304729494 110% => OK
Paragraph topic coherence SD: 0.0453099831466 0.056905535591 80% => OK

Essay readability:
automated_readability_index: 11.5 13.0946893788 88% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 12.35 12.4159519038 99% => OK
dale_chall_readability_score: 8.78 8.58950901804 102% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 7.5 9.78957915832 77% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

---------------------

Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.