advantages and disadvantages of using credit card?
Surely there has been no time in history where the lives of people have changed more dramatically. A quick reflection on typical day reveals benefits of credit cards have always been one of the prominent topics in the contemporary discussions. People have always held conflicting opinions about this. This essay looks both sides of the argument.
Undeniably, credit cards are easy to handle and use. This is because credit cards have made payment easy. As a result, we do not have to keep a burden of wallet in our pocket. To put this into perspective, when we go to shopping in malls, credit card provides special discount. Furthermore, credit card is an instant payment procedure and with a flick of second the payment is done.
However, there is no doubt that credit card has also bought some cons with it. Firstly, uneducated people don’t know the use of digital technology. Secondly, credit cards can be easily hacked by hackers. Lastly, there is a limit in usage of online payment. Therefore, government should provide basic knowledge to their civilians regarding its usage. As a case in point, there are myriad cases in our day to day life where the individual are being fooled and all money are being vanished from their bank account.
To conclude, we cannot deny that there are lots of advantages of using online transaction and credit card instead of paper payment. However, in my opinion paper money far better as compared to that of credit cards, as it provides individual with a sense of safety and security as compared to that of card payment.
Grammar and spelling errors:
Line 13, column 144, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...rd instead of paper payment. However, in my opinion paper money far better as com...
^^
Line 13, column 180, Rule ID: COMP_THAN[3]
Message: Comparison requires 'than', not 'then' nor 'as'.
Suggestion: than
..., in my opinion paper money far better as compared to that of credit cards, as it...
^^
Transition Words or Phrases used:
also, first, firstly, furthermore, however, if, lastly, look, regarding, second, secondly, so, therefore, no doubt, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 10.5418719212 142% => OK
Auxiliary verbs: 3.0 6.10837438424 49% => OK
Conjunction : 5.0 8.36945812808 60% => More conjunction wanted.
Relative clauses : 7.0 5.94088669951 118% => OK
Pronoun: 19.0 20.9802955665 91% => OK
Preposition: 40.0 31.9359605911 125% => OK
Nominalization: 10.0 5.75862068966 174% => OK
Performance on vocabulary words:
No of characters: 1317.0 1207.87684729 109% => OK
No of words: 267.0 242.827586207 110% => OK
Chars per words: 4.93258426966 5.00649968141 99% => OK
Fourth root words length: 4.04229324003 3.92707691288 103% => OK
Word Length SD: 2.57428456912 2.71678728327 95% => OK
Unique words: 156.0 139.433497537 112% => OK
Unique words percentage: 0.584269662921 0.580463131201 101% => OK
syllable_count: 420.3 379.143842365 111% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 1.0 1.56157635468 64% => OK
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 3.0 3.65517241379 82% => OK
Performance on sentences:
How many sentences: 17.0 12.6551724138 134% => OK
Sentence length: 15.0 20.5024630542 73% => The Avg. Sentence Length is relatively short.
Sentence length SD: 40.7131071453 50.4703680194 81% => OK
Chars per sentence: 77.4705882353 104.977214359 74% => OK
Words per sentence: 15.7058823529 20.9669160288 75% => OK
Discourse Markers: 7.47058823529 7.25397266985 103% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 5.0 2.75862068966 181% => OK
Sentences with neutral sentiment: 3.0 2.91625615764 103% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.328032555977 0.242375264174 135% => OK
Sentence topic coherence: 0.109621311614 0.0925447433944 118% => OK
Sentence topic coherence SD: 0.115714394777 0.071462118173 162% => OK
Paragraph topic coherence: 0.199369376367 0.151781067708 131% => OK
Paragraph topic coherence SD: 0.0937114759894 0.0609392437508 154% => OK
Essay readability:
automated_readability_index: 9.6 12.6369458128 76% => Automated_readability_index is low.
flesch_reading_ease: 56.25 53.1260098522 106% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 9.1 10.9458128079 83% => OK
coleman_liau_index: 11.02 11.5310837438 96% => OK
dale_chall_readability_score: 8.28 8.32886699507 99% => OK
difficult_words: 66.0 55.0591133005 120% => OK
linsear_write_formula: 5.5 9.94827586207 55% => Linsear_write_formula is low.
gunning_fog: 8.0 10.3980295567 77% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?
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Rates: 74.4444444444 out of 100
Scores by essay e-grader: 67.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.