In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Recently, the phenomenon of cashless society and its corresponding impact has sparked a heated debate. Although contested by many that the matter of using a credit card is highly beneficial, such issue is regarded thoroughly both constructive and positive by a substantial number of individuals. I am inclined to believe that the usage of credit card can be a plus, and I will analyze that throughout this essay.
From a social standpoint, usage of credit card can provide the society with some noticeable effects which are rooted in the fact that merits of ease of online shopping, as well as usage in an emergency, are inextricably bound up. According to my own experience, when I was a university student, I performed an academic experiment which discovered the usage of credit card is beneficial sometimes. Thus, beneficial ramifications of both credit card and debit card apparently can be seen. Within the realm of science, a credit card might increase the consequences of debts. Moreover, the fundamental aspects of credit card usage could relate to this reality that the demerits of overuse pertain to ignorance. As a tangible example, some scientific research undertaken by a prestigious university has asserted that the downside of using a credit card is correlated negatively with finance. Hence, it is correct to presume the preconceived notion of bad usage.
To conclude, while there are several compelling arguments on both sides, I profoundly believe that the benefits of using credit card far outweigh its drawbacks. Not only do the advantages of using credit card prove the significance of credit card, but also pinpoint financial implications.

Votes
Average: 5.5 (1 vote)
Essay Categories

Transition Words or Phrases used:
also, apparently, but, hence, if, moreover, so, thus, well, while, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 11.0 10.5418719212 104% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 5.0 8.36945812808 60% => More conjunction wanted.
Relative clauses : 10.0 5.94088669951 168% => OK
Pronoun: 18.0 20.9802955665 86% => OK
Preposition: 36.0 31.9359605911 113% => OK
Nominalization: 6.0 5.75862068966 104% => OK

Performance on vocabulary words:
No of characters: 1397.0 1207.87684729 116% => OK
No of words: 267.0 242.827586207 110% => OK
Chars per words: 5.23220973783 5.00649968141 105% => OK
Fourth root words length: 4.04229324003 3.92707691288 103% => OK
Word Length SD: 3.04854650027 2.71678728327 112% => OK
Unique words: 155.0 139.433497537 111% => OK
Unique words percentage: 0.580524344569 0.580463131201 100% => OK
syllable_count: 458.1 379.143842365 121% => OK
avg_syllables_per_word: 1.7 1.57093596059 108% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 3.0 1.56157635468 192% => OK
Subordination: 5.0 1.71428571429 292% => Less adverbial clause wanted.
Conjunction: 2.0 0.931034482759 215% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 3.65517241379 109% => OK

Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 22.0 20.5024630542 107% => OK
Sentence length SD: 46.6499970227 50.4703680194 92% => OK
Chars per sentence: 116.416666667 104.977214359 111% => OK
Words per sentence: 22.25 20.9669160288 106% => OK
Discourse Markers: 6.41666666667 7.25397266985 88% => OK
Paragraphs: 3.0 4.12807881773 73% => More paragraphs wanted.
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 10.0 6.9802955665 143% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.165147713928 0.242375264174 68% => OK
Sentence topic coherence: 0.0675504924212 0.0925447433944 73% => OK
Sentence topic coherence SD: 0.039634658485 0.071462118173 55% => OK
Paragraph topic coherence: 0.131234368009 0.151781067708 86% => OK
Paragraph topic coherence SD: 0.0277539008954 0.0609392437508 46% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 14.3 12.6369458128 113% => OK
flesch_reading_ease: 40.69 53.1260098522 77% => OK
smog_index: 11.2 6.54236453202 171% => OK
flesch_kincaid_grade: 13.1 10.9458128079 120% => OK
coleman_liau_index: 13.35 11.5310837438 116% => OK
dale_chall_readability_score: 10.05 8.32886699507 121% => OK
difficult_words: 90.0 55.0591133005 163% => OK
linsear_write_formula: 14.0 9.94827586207 141% => OK
gunning_fog: 10.8 10.3980295567 104% => OK
text_standard: 14.0 10.5123152709 133% => OK
What are above readability scores?

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Minimum four paragraphs wanted.

Rates: 55.5555555556 out of 100
Scores by essay e-grader: 50.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.