In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
Of late, there has been a colossal upsurge among the prodigies discussing the importance of credit and debit cards. Some people think that hard cash has more advantages over the use of credit cards, while others maintain that benefits of credit cards far outrun the pros of carryying heavy wallets. This essay will discuss the postivie aspects of credit cards and how they have influenced day to day human life.
At the outset, there are myriad of arguments associated with the benefits of credit and debit cards. Firstly, the most conspicuous is the ease and comfort of carrying cards instead of heavy wallets filled with cash. Therefore, credit cards not only offer comfort and ease but also they provide safety of cash against theft. As an example, if a person carrying credit card becomes victim to theft, he can easily get his card blocked in minutes to save the cash and to avoid its misuse. As a result, the safety and comfort offered by credit cards is quite evident.
On the other hand, another pivotal facet is that people using credit cards have a credit limit. Thus, people buy unnecessary things and end up utilizing complete credit limit. For instance, some banks have a defined monthly credit limit of $1200 and once the dedicated limit is reached, the purpose of credit cards becomes vain. As a matter of fact, the negative aspects of credit cards pertaining to financial management and credit limit can be addressed by efficient management.
To recapitulate, foregoing discussion propounds that albiet, credit cards have both pros and cons but the security, ease and comfort offered by credit cards coupled with better financial management far outruns the advantages over disadvantages.
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Transition Words or Phrases used:
also, but, first, firstly, if, so, therefore, thus, while, for instance, as a matter of fact, as a result, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 7.0 10.5418719212 66% => OK
Auxiliary verbs: 3.0 6.10837438424 49% => OK
Conjunction : 14.0 8.36945812808 167% => OK
Relative clauses : 4.0 5.94088669951 67% => More relative clauses wanted.
Pronoun: 10.0 20.9802955665 48% => OK
Preposition: 35.0 31.9359605911 110% => OK
Nominalization: 5.0 5.75862068966 87% => OK
Performance on vocabulary words:
No of characters: 1430.0 1207.87684729 118% => OK
No of words: 283.0 242.827586207 117% => OK
Chars per words: 5.05300353357 5.00649968141 101% => OK
Fourth root words length: 4.10153676581 3.92707691288 104% => OK
Word Length SD: 2.45309098046 2.71678728327 90% => OK
Unique words: 157.0 139.433497537 113% => OK
Unique words percentage: 0.554770318021 0.580463131201 96% => OK
syllable_count: 445.5 379.143842365 118% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 4.6157635468 43% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 5.0 1.71428571429 292% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 4.0 3.65517241379 109% => OK
Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 44.9861254087 50.4703680194 89% => OK
Chars per sentence: 110.0 104.977214359 105% => OK
Words per sentence: 21.7692307692 20.9669160288 104% => OK
Discourse Markers: 9.53846153846 7.25397266985 131% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 13.0 6.9802955665 186% => OK
Sentences with negative sentiment : 0.0 2.75862068966 0% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.207932285467 0.242375264174 86% => OK
Sentence topic coherence: 0.0898136083154 0.0925447433944 97% => OK
Sentence topic coherence SD: 0.0651321598894 0.071462118173 91% => OK
Paragraph topic coherence: 0.140345751471 0.151781067708 92% => OK
Paragraph topic coherence SD: 0.0709929598328 0.0609392437508 116% => OK
Essay readability:
automated_readability_index: 13.2 12.6369458128 104% => OK
flesch_reading_ease: 50.16 53.1260098522 94% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 11.5 10.9458128079 105% => OK
coleman_liau_index: 12.01 11.5310837438 104% => OK
dale_chall_readability_score: 8.7 8.32886699507 104% => OK
difficult_words: 72.0 55.0591133005 131% => OK
linsear_write_formula: 10.5 9.94827586207 106% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
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Rates: 80.0 out of 100
Scores by essay e-grader: 72.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.