In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
The world becomes a global village. There is no denying that people nowadays using more credit cards than earlier. Some people agreed with the statements while some it has a creeping effect. However, I firmly believe that, with increasing technology, cashless transactions help us in many ways. This essay will cater you necessary arguments before jumping to the conclusion.
There are myriad benefits of using credit cards but the most conspicuous one is, there is a huge saving in terms of time while paying online bills, subscribing to various services which earlier taking a huge amount of time. Moreover, now people can take benefit of various offers while paying with ATM cards so there is a notable discount in the bill amount. For example, as per the recent survey by the local shopping mall, it has claimed that in festival season get the most of payments through the various kind of ATM cards.
Nonetheless, there are pitfalls also exist with the above positive points. Firstly, the bank makes hidden charges which are not in fact cited in the offer so, people are not always aware of it. Secondly, people are always under fear of internet hacking and data theft issues even though we have highly developed security features due to their ignorance.
To sum up, transactions with the credit cards are boon for a human being but we have to be proactive while putting into the practice otherwise it will create huge problems.
Grammar and spelling errors:
Line 5, column 277, Rule ID: HAVE_PART_AGREEMENT[1]
Message: Use past participle here: 'done'.
Suggestion: done
...ount of time. Moreover, now people have do not wait in long queues. For example, a...
^^
Line 5, column 418, Rule ID: MOST_SOME_OF_NNS[1]
Message: After 'most of', you should use 'the' ('most of the payments') or simply say ''most payments''.
Suggestion: most of the payments; most payments
...claimed that in festival season get the most of payments through the various kind of ATM cards. ...
^^^^^^^^^^^^^^^^
Transition Words or Phrases used:
also, but, first, firstly, however, moreover, nonetheless, second, secondly, so, while, for example, in addition, in fact, kind of, to sum up
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 10.5418719212 104% => OK
Auxiliary verbs: 3.0 6.10837438424 49% => OK
Conjunction : 3.0 8.36945812808 36% => More conjunction wanted.
Relative clauses : 5.0 5.94088669951 84% => OK
Pronoun: 15.0 20.9802955665 71% => OK
Preposition: 31.0 31.9359605911 97% => OK
Nominalization: 2.0 5.75862068966 35% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1153.0 1207.87684729 95% => OK
No of words: 233.0 242.827586207 96% => OK
Chars per words: 4.94849785408 5.00649968141 99% => OK
Fourth root words length: 3.90696013833 3.92707691288 99% => OK
Word Length SD: 2.39109339747 2.71678728327 88% => OK
Unique words: 159.0 139.433497537 114% => OK
Unique words percentage: 0.682403433476 0.580463131201 118% => OK
syllable_count: 357.3 379.143842365 94% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 1.0 1.71428571429 58% => OK
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 3.0 3.65517241379 82% => OK
Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 17.0 20.5024630542 83% => The Avg. Sentence Length is relatively short.
Sentence length SD: 42.6527189974 50.4703680194 85% => OK
Chars per sentence: 88.6923076923 104.977214359 84% => OK
Words per sentence: 17.9230769231 20.9669160288 85% => OK
Discourse Markers: 10.8461538462 7.25397266985 150% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 6.0 6.9802955665 86% => OK
Sentences with negative sentiment : 5.0 2.75862068966 181% => OK
Sentences with neutral sentiment: 2.0 2.91625615764 69% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.157749336423 0.242375264174 65% => OK
Sentence topic coherence: 0.0492211124884 0.0925447433944 53% => OK
Sentence topic coherence SD: 0.0559445189705 0.071462118173 78% => OK
Paragraph topic coherence: 0.0815316089896 0.151781067708 54% => OK
Paragraph topic coherence SD: 0.0547877701675 0.0609392437508 90% => OK
Essay readability:
automated_readability_index: 10.8 12.6369458128 85% => Automated_readability_index is low.
flesch_reading_ease: 62.68 53.1260098522 118% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 8.7 10.9458128079 79% => OK
coleman_liau_index: 11.13 11.5310837438 97% => OK
dale_chall_readability_score: 8.88 8.32886699507 107% => OK
difficult_words: 65.0 55.0591133005 118% => OK
linsear_write_formula: 6.5 9.94827586207 65% => OK
gunning_fog: 8.8 10.3980295567 85% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?
---------------------
Rates: 55.5555555556 out of 100
Scores by essay e-grader: 50.0 Out of 90
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.