In a cashless society, people use more credit cards, do you think cashless society is realistic and why? What are the advantages and disadvantages?
Cashless society is in the centre of discussion in recent times, substantial arguments have been raised on whether or not we should embrace cashless transaction. Needless to say, cashless movement is inevitable as there has been an upsurge in the adoption of electronic payment from the public. Therefore, both sides of the equation associated with such payment method will be discussed to provide detailed insights on the implication in cashless adoption.
To achieve cashless, one must first acknowledge that there is a plethora of benefits associated with cashless transaction. In the modern world where society is moving at increasingly faster pace, convenience is an undisputed selling point in many technological advances. Unlike cash payment, electronic payments not only speed up the action of moving money from one party to another but also eliminate the need to perform different calculations which is susceptible to human error. As the entire process is computerized in the absence of physical contact, its simplicity therefore allows faster, accurate and most of all, convenient transactional experience.
On the other hand, moving to cashless usually implies surrendering one’s anonymity as each electronic transaction is documented. Generally speaking, most cashless transaction uses credit or debit card issued by financial institutes that profiles individual spending patterns. The data compiled by these banks could be used for exploitative nature such as targeted advertising or other invasive agendas. Regardless one’s choice between convenience or privacy, its drawback should not be overlooked.
In light of the discussion above, it can be concluded that the impact of credit card is prominent, although the way electronic transactions might invade privacy should not be overlooked.
Grammar and spelling errors:
Line 1, column 108, Rule ID: WHETHER[7]
Message: Perhaps you can shorten this phrase to just 'whether'. It is correct though if you mean 'regardless of whether'.
Suggestion: whether
...bstantial arguments have been raised on whether or not we should embrace cashless transaction....
^^^^^^^^^^^^^^
Transition Words or Phrases used:
also, but, first, if, look, so, therefore, such as, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 16.0 13.1623246493 122% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 5.0 7.30460921844 68% => More relative clauses wanted.
Pronoun: 8.0 24.0651302605 33% => OK
Preposition: 37.0 41.998997996 88% => OK
Nominalization: 16.0 8.3376753507 192% => OK
Performance on vocabulary words:
No of characters: 1553.0 1615.20841683 96% => OK
No of words: 270.0 315.596192385 86% => More content wanted.
Chars per words: 5.75185185185 5.12529762239 112% => OK
Fourth root words length: 4.05360046442 4.20363070211 96% => OK
Word Length SD: 3.09951321458 2.80592935109 110% => OK
Unique words: 175.0 176.041082164 99% => OK
Unique words percentage: 0.648148148148 0.561755894193 115% => OK
syllable_count: 487.8 506.74238477 96% => OK
avg_syllables_per_word: 1.8 1.60771543086 112% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 5.43587174349 55% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 12.0 16.0721442886 75% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 29.4574787712 49.4020404114 60% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 129.416666667 106.682146367 121% => OK
Words per sentence: 22.5 20.7667163134 108% => OK
Discourse Markers: 5.75 7.06120827912 81% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.15287133812 0.244688304435 62% => OK
Sentence topic coherence: 0.0588648913025 0.084324248473 70% => OK
Sentence topic coherence SD: 0.0536909143944 0.0667982634062 80% => OK
Paragraph topic coherence: 0.0875135390148 0.151304729494 58% => OK
Paragraph topic coherence SD: 0.0453092992031 0.056905535591 80% => OK
Essay readability:
automated_readability_index: 16.9 13.0946893788 129% => OK
flesch_reading_ease: 32.22 50.2224549098 64% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 14.2 11.3001002004 126% => OK
coleman_liau_index: 16.37 12.4159519038 132% => OK
dale_chall_readability_score: 10.93 8.58950901804 127% => OK
difficult_words: 106.0 78.4519038076 135% => OK
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
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Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.