Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for individuals to borrow large amounts of money.What are your opinions on this?

Nowadays, people want to have a western lifestyle for their living, which can be considered as an expensive way of living and mainly middle class family can’t afford to have this sort of luxury lifestyle. So that they prefer to take a loan and utilize their credit cards. To some extend, I agree with that there are some beneficial factors. However, personally think with that there is more drawbacks than advantages.

On the one hand, the action inheriting loans or utilizing credit cards with the uphold of the banking organization, then it will assist them to solve your financial problems for education, building, machinery, equipment and gadget items and other, although concurrently they might also suffer from a mental pressure and anxiety, if they are unable to clear burden amount of money at the given time period. For instance, if this consequence takes place more than a fixed maturity date, then those whose name are in bad debts lists, their property might get into an auction and sold deliberately simultaneously and In an additional they also won’t get a loan and unable to be use their credit cards anymore. This is because there name’s will be printed in the blacklist in globally and non of the banking sector will trust them as well.

On the other hand, if there is an action of clearance of all their credits before the deadline date, then it won’t create a miserable result for the loans receivers and the banking organization and consequently those citizens can live their life happily after.

To conclude, it seems to me that there is a significant factor of demerit than having some of merits results. Even though if an individual person takes seriously and right decision in order to repay the amount of cash in the banking cooperation at the given maturity date then definitely, there won't occur any issues.

Votes
Average: 7.8 (1 vote)

Grammar and spelling errors:
Line 1, column 286, Rule ID: SOME_EXTEND[1]
Message: Did you mean 'extent' ("extent" is a noun, "extend" is a verb)?
Suggestion: extent
...and utilize their credit cards. To some extend, I agree with that there are some benef...
^^^^^^
Line 1, column 383, Rule ID: THERE_S_MANY[4]
Message: Did you mean 'there are more drawbacks'?
Suggestion: there are more drawbacks
...rs. However, personally think with that there is more drawbacks than advantages. On the one hand, th...
^^^^^^^^^^^^^^^^^^^^^^^
Line 3, column 77, Rule ID: A_INFINITVE[1]
Message: Probably a wrong construction: a/the + infinitive
...ng loans or utilizing credit cards with the uphold of the banking organization, then it wi...
^^^^^^^^^^
Line 3, column 846, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...banking sector will trust them as well. On the other hand, if there is an action...
^^^^^

Transition Words or Phrases used:
also, consequently, however, if, so, then, well, for instance, sort of, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 13.0 10.4138276553 125% => OK
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 27.0 24.0651302605 112% => OK
Preposition: 37.0 41.998997996 88% => OK
Nominalization: 9.0 8.3376753507 108% => OK

Performance on vocabulary words:
No of characters: 1558.0 1615.20841683 96% => OK
No of words: 312.0 315.596192385 99% => OK
Chars per words: 4.99358974359 5.12529762239 97% => OK
Fourth root words length: 4.20279927342 4.20363070211 100% => OK
Word Length SD: 2.6389087857 2.80592935109 94% => OK
Unique words: 183.0 176.041082164 104% => OK
Unique words percentage: 0.586538461538 0.561755894193 104% => OK
syllable_count: 497.7 506.74238477 98% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 6.0 2.10420841683 285% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 10.0 16.0721442886 62% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 31.0 20.2975951904 153% => The Avg. Sentence Length is relatively long.
Sentence length SD: 108.731596144 49.4020404114 220% => The lengths of sentences changed so frequently.
Chars per sentence: 155.8 106.682146367 146% => OK
Words per sentence: 31.2 20.7667163134 150% => OK
Discourse Markers: 8.9 7.06120827912 126% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 4.0 5.01903807615 80% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 3.4128256513 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.216226767775 0.244688304435 88% => OK
Sentence topic coherence: 0.0750580473391 0.084324248473 89% => OK
Sentence topic coherence SD: 0.0522892306459 0.0667982634062 78% => OK
Paragraph topic coherence: 0.112880668936 0.151304729494 75% => OK
Paragraph topic coherence SD: 0.0672819443888 0.056905535591 118% => OK

Essay readability:
automated_readability_index: 17.7 13.0946893788 135% => OK
flesch_reading_ease: 40.01 50.2224549098 80% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 15.4 11.3001002004 136% => OK
coleman_liau_index: 12.25 12.4159519038 99% => OK
dale_chall_readability_score: 9.48 8.58950901804 110% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 12.0 9.78957915832 123% => OK
gunning_fog: 14.4 10.1190380762 142% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.