Many people prefer to spend money and not save it. What are the reasons? Is it a positive or negative development?

Essay topics:

Many people prefer to spend money and not save it. What are the reasons? Is it a positive or negative development?

In today's world everything comes for a price. With more of work and competitiveness people tend to have a good earnings available at their disposal. Below we will discuss the various reasons for spending and the effects of inclination towards to spending compared to saving.
These days with a low life expectancy ratio people prefer to live life at the fullest. They spend their hard earned money on leisure, lifestyle and entertainment. Fashion industry also acts as an influencer to propogate the lifestyle of individuals. Different forms of entertainment consumes a major portion of the income earned. Peer influence also plays a major role for increased consumption of resourced. The culture tends to see a shift from saving to spending.
However, an inclination towards spending can be predicament in the long run. Such a cultural development can have detrimental results during medical emergencies as well as for retirement period. Savings can be used for high cost purchase items such as housing facilities to ensure having a resultant low debt ratio. This will also result in reduced outflow due to interest cost.
It is said, a nation that houses citizens with the habit of savings can have a futuristic and visionary development planned. This will reduce the dependency on Government for healthcare and retirement which will help it focus on other areas of prospects.

Votes
Average: 5.6 (1 vote)

Comments

Grammar and spelling errors:
Line 1, column 112, Rule ID: A_PLURAL[2]
Message: Don't use indefinite articles with plural words. Did you mean 'earning'?
Suggestion: earning
...petitiveness people tend to have a good earnings available at their disposal. Below we w...
^^^^^^^^
Line 4, column 60, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...n that houses citizens with the habit of savings can have a futuristic and vision...
^^
Line 4, column 222, Rule ID: IT_VBZ[1]
Message: Did you mean 'focuses', 'focusses'?
Suggestion: focuses; focusses
...hcare and retirement which will help it focus on other areas of prospects.
^^^^^

Transition Words or Phrases used:
also, however, if, so, well, as for, such as, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 3.0 13.1623246493 23% => More to be verbs wanted.
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 5.0 10.4138276553 48% => More conjunction wanted.
Relative clauses : 2.0 7.30460921844 27% => More relative clauses wanted.
Pronoun: 10.0 24.0651302605 42% => OK
Preposition: 31.0 41.998997996 74% => OK
Nominalization: 13.0 8.3376753507 156% => OK

Performance on vocabulary words:
No of characters: 1159.0 1615.20841683 72% => OK
No of words: 223.0 315.596192385 71% => More content wanted.
Chars per words: 5.19730941704 5.12529762239 101% => OK
Fourth root words length: 3.86434787811 4.20363070211 92% => OK
Word Length SD: 2.93694929094 2.80592935109 105% => OK
Unique words: 144.0 176.041082164 82% => More unique words wanted.
Unique words percentage: 0.645739910314 0.561755894193 115% => OK
syllable_count: 364.5 506.74238477 72% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK

Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 14.0 20.2975951904 69% => The Avg. Sentence Length is relatively short.
Sentence length SD: 26.2683586595 49.4020404114 53% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 77.2666666667 106.682146367 72% => OK
Words per sentence: 14.8666666667 20.7667163134 72% => OK
Discourse Markers: 3.73333333333 7.06120827912 53% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.140408319118 0.244688304435 57% => OK
Sentence topic coherence: 0.0418087612854 0.084324248473 50% => OK
Sentence topic coherence SD: 0.0414234305077 0.0667982634062 62% => OK
Paragraph topic coherence: 0.0804745887131 0.151304729494 53% => OK
Paragraph topic coherence SD: 0.0245147725549 0.056905535591 43% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 10.5 13.0946893788 80% => Automated_readability_index is low.
flesch_reading_ease: 57.27 50.2224549098 114% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 8.8 11.3001002004 78% => OK
coleman_liau_index: 12.29 12.4159519038 99% => OK
dale_chall_readability_score: 9.71 8.58950901804 113% => OK
difficult_words: 76.0 78.4519038076 97% => OK
linsear_write_formula: 6.5 9.78957915832 66% => OK
gunning_fog: 7.6 10.1190380762 75% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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More content wanted.
Minimum 250 words wanted.

Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.