Some people get into debt by buying things they don’t need and can’t afford. What are reasons for these behaviors? What action can be taken to prevent people from having this problem?
Nowadays, as the economy is growing at such a rapid rate, people’s income is increasing like never before, leading people to consume more goods than ever. However, some have spent way more than they could ever make, creating loopholes of debt that has caused many issues to their financial management. Although there are many factors leading to such an issue, many solutions have also been implemented to handle the problem.
To begin with, there are two significant reasons for this issue. Firstly, being the glamourous advertisement that we get from TV or social media commercial, which only talks about the benefits and features of the product, create a false glamour which deceives the buyer’s mind into buying the item. As a result, people tend to love the physical beauty, which will make this the perfect psychological strategy in telling them to by the product.
Second, the existence of buying installment and credit card pushes people into not really spending time to think about the money that they would spend on the product. These types of cards and payments allow people to buy things that they would never be able to afford before. And when these people start repaying the money back, they eventually realized that they are now trapped in this debt of high-interest loan that they could never finish paying it.
However, there are many solutions to the two problems mentioned before. First of all, schools should implement many money management lessons to educate people on how to spend their money correctly. At the same time, governments could apply new laws and policies to the restriction of credit cards, giving out warnings for the users to know what their current budget is. Punishments should also be applied for those that can’t pay in their required time by the bank.
In conclusion, the growing concern of debt getting out of control due to people buying needless products without knowing what their current budget is. As it is very concerning for everybody to be spending money like that, many solutions have also been implemented to stop such behavior from keeping on ruining people’s lives.
Grammar and spelling errors:
Line 4, column 111, Rule ID: MANY_FEW_UNCOUNTABLE[2]
Message: Use 'much' or 'little' with uncountable nouns.
Suggestion: much; little
... First of all, schools should implement many money management lessons to educate peo...
^^^^
Line 4, column 111, Rule ID: MANY_NN_U[1]
Message: Possible agreement error. The noun money seems to be uncountable; consider using: 'much money', 'a good deal of money'.
Suggestion: much money; a good deal of money
... First of all, schools should implement many money management lessons to educate people on...
^^^^^^^^^^
Line 5, column 157, Rule ID: PROGRESSIVE_VERBS[1]
Message: This verb is normally not used in the progressive form. Try a simple form instead.
...ing what their current budget is. As it is very concerning for everybody to be spending money like...
^^^^^^^^^^^^^^^^^^
Transition Words or Phrases used:
also, first, firstly, however, if, really, second, so, in conclusion, as a result, first of all, to begin with
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 12.0 7.30460921844 164% => OK
Pronoun: 29.0 24.0651302605 121% => Less pronouns wanted
Preposition: 53.0 41.998997996 126% => OK
Nominalization: 7.0 8.3376753507 84% => OK
Performance on vocabulary words:
No of characters: 1781.0 1615.20841683 110% => OK
No of words: 353.0 315.596192385 112% => OK
Chars per words: 5.04532577904 5.12529762239 98% => OK
Fourth root words length: 4.33454660006 4.20363070211 103% => OK
Word Length SD: 2.4436412348 2.80592935109 87% => OK
Unique words: 205.0 176.041082164 116% => OK
Unique words percentage: 0.580736543909 0.561755894193 103% => OK
syllable_count: 529.2 506.74238477 104% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 23.0 20.2975951904 113% => OK
Sentence length SD: 43.0221648301 49.4020404114 87% => OK
Chars per sentence: 118.733333333 106.682146367 111% => OK
Words per sentence: 23.5333333333 20.7667163134 113% => OK
Discourse Markers: 7.33333333333 7.06120827912 104% => OK
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.328266948176 0.244688304435 134% => OK
Sentence topic coherence: 0.0996053035063 0.084324248473 118% => OK
Sentence topic coherence SD: 0.0502708590231 0.0667982634062 75% => OK
Paragraph topic coherence: 0.164110277362 0.151304729494 108% => OK
Paragraph topic coherence SD: 0.0528566087326 0.056905535591 93% => OK
Essay readability:
automated_readability_index: 14.1 13.0946893788 108% => OK
flesch_reading_ease: 56.59 50.2224549098 113% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 11.1 11.3001002004 98% => OK
coleman_liau_index: 12.31 12.4159519038 99% => OK
dale_chall_readability_score: 8.71 8.58950901804 101% => OK
difficult_words: 88.0 78.4519038076 112% => OK
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 11.2 10.1190380762 111% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.