Some people get into debt by buying things they don t need and can t afford What are reasons for these behaviors What action can be taken to prevent people from having this problem

Nowadays, people are becoming consumptive and materialistic, as many people have purchased unnecessary products and debts are common among these people. This essay will discuss the causes of this phenom and then suggest several methods that can be carried out to improve the situation.

To begin with, consumerism has been conducted around the world that forces people into purchasing subconsciously without being aware. To be more specific, glamourous advertisements, which exist on social media and televisions, illustrate benefits of the products, which deceives consumers' mind into buying unnecessary products. For example, Nivea, which is a cosmetics company, has produced a huge number of advertisements, which seduces people in purchasing products with a psychological tragedy by hiring well-known or exquisite people to use their products. To solve this problem, government should issue laws on advertising such as controlling advertisements or limit subliminal advertising of companies. By doing this, it would restrict people in buying unnecessary or unaffordable items.

Furthermore, the existence of credits cards, which forces people into overdrawing into buying luxurious items. In more detail, many banks allure people to overdraw with low-interest rates to purchase lavish items. As a result, people get trapped by low-interest increase significantly that they cannot repay. For instance, Citibank issues an incentive policy with low-interest that encourages people to loan a huge amount of money to buy cars and houses. As a consequence, many people are not able to repay the loans and they have to sell their cars and houses to repay the loans and interest. To alleviate this problem, government should apply new laws and policies to restrict credit cards and warn consumers of their balance. Moreover, punishments should be applied if consumers cannot repay in time. If these laws are implemented, consumers would be able to avoid purchasing excessively and unnecessarily from banks.

In conclusion, subconscious advertisements and credit cards are two major consequences of the phenom. If the solutions mentioned above were implemental effectively. The problem would be alleviated.

Votes
Average: 8.4 (1 vote)

Grammar and spelling errors:
Line 7, column 103, Rule ID: SENTENCE_FRAGMENT[1]
Message: “If” at the beginning of a sentence requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
...e two major consequences of the phenom. If the solutions mentioned above were impl...
^^

Transition Words or Phrases used:
furthermore, if, moreover, so, then, well, for example, for instance, in conclusion, such as, as a result, to begin with

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 10.0 7.85571142285 127% => OK
Conjunction : 15.0 10.4138276553 144% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 17.0 24.0651302605 71% => OK
Preposition: 47.0 41.998997996 112% => OK
Nominalization: 7.0 8.3376753507 84% => OK

Performance on vocabulary words:
No of characters: 1882.0 1615.20841683 117% => OK
No of words: 329.0 315.596192385 104% => OK
Chars per words: 5.72036474164 5.12529762239 112% => OK
Fourth root words length: 4.25891501996 4.20363070211 101% => OK
Word Length SD: 3.16185693394 2.80592935109 113% => OK
Unique words: 189.0 176.041082164 107% => OK
Unique words percentage: 0.574468085106 0.561755894193 102% => OK
syllable_count: 582.3 506.74238477 115% => OK
avg_syllables_per_word: 1.8 1.60771543086 112% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 5.0 2.10420841683 238% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 7.0 4.76152304609 147% => OK

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 45.3728381793 49.4020404114 92% => OK
Chars per sentence: 104.555555556 106.682146367 98% => OK
Words per sentence: 18.2777777778 20.7667163134 88% => OK
Discourse Markers: 6.66666666667 7.06120827912 94% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 8.0 3.9879759519 201% => Less negative sentences wanted.
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.255669000571 0.244688304435 104% => OK
Sentence topic coherence: 0.0788789459695 0.084324248473 94% => OK
Sentence topic coherence SD: 0.0449410573483 0.0667982634062 67% => OK
Paragraph topic coherence: 0.146250936372 0.151304729494 97% => OK
Paragraph topic coherence SD: 0.0635864275381 0.056905535591 112% => OK

Essay readability:
automated_readability_index: 14.7 13.0946893788 112% => OK
flesch_reading_ease: 36.28 50.2224549098 72% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 12.7 11.3001002004 112% => OK
coleman_liau_index: 15.9 12.4159519038 128% => OK
dale_chall_readability_score: 9.57 8.58950901804 111% => OK
difficult_words: 105.0 78.4519038076 134% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.