Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent from having this problem?
People are inherently drawn to possess expensive things. Consequently, some people become debt-ridden by buying things they don’t need and are unable to afford. Several factors, including reckless spending by individuals, have caused the current problem. In this essay, I will discuss my view of the situation and try to provide a solution for the same.
The fact is, people are never satisfied with what they have, and they have a constant urge to acquire more. People nowadays want a luxurious lifestyle. With the implementation of technology, new tools and gadgets are being designed to make our lives easier; however, they are constantly becoming cost-prohibitive. Most of the time, individuals buy extravagant items that they don’t really need and have no inclination to use them for anything other than showing off. Likewise, when someone lives in a high-class society, they tend to try to keep up with the level of their culture, as a result, they often end up spending on items they can not afford. Indians, for instance, regard cars as status symbols, so many of them take loans to buy a car, putting themselves under credit pressure.
Creating a budget is an effective way to prevent this problem. People should cease competing pointlessly and accept whatever their budgets allow instead of living beyond their means. We can’t stop ourselves from purchasing unnecessary things unless we take responsibility for our actions. Also, the government should make strict rules, and more rigidity should be added to the lending process.
To summarize, the availability of a wide range of product choices combined with unbridled spending may lead to financial debts. Keeping these behaviors under control requires clever budgetary planning.
Transition Words or Phrases used:
also, consequently, however, if, likewise, may, really, so, for instance, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 9.0 13.1623246493 68% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 2.0 7.30460921844 27% => More relative clauses wanted.
Pronoun: 25.0 24.0651302605 104% => OK
Preposition: 37.0 41.998997996 88% => OK
Nominalization: 6.0 8.3376753507 72% => OK
Performance on vocabulary words:
No of characters: 1479.0 1615.20841683 92% => OK
No of words: 278.0 315.596192385 88% => More content wanted.
Chars per words: 5.32014388489 5.12529762239 104% => OK
Fourth root words length: 4.08329915638 4.20363070211 97% => OK
Word Length SD: 2.81674889248 2.80592935109 100% => OK
Unique words: 188.0 176.041082164 107% => OK
Unique words percentage: 0.676258992806 0.561755894193 120% => OK
syllable_count: 449.1 506.74238477 89% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 2.0 0.809619238477 247% => Less conjunction wanted as sentence beginning.
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 16.0 16.0721442886 100% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 37.5740414881 49.4020404114 76% => OK
Chars per sentence: 92.4375 106.682146367 87% => OK
Words per sentence: 17.375 20.7667163134 84% => OK
Discourse Markers: 5.3125 7.06120827912 75% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.32753591713 0.244688304435 134% => OK
Sentence topic coherence: 0.0840924900096 0.084324248473 100% => OK
Sentence topic coherence SD: 0.0725537578483 0.0667982634062 109% => OK
Paragraph topic coherence: 0.156635927322 0.151304729494 104% => OK
Paragraph topic coherence SD: 0.088993176532 0.056905535591 156% => OK
Essay readability:
automated_readability_index: 12.3 13.0946893788 94% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 13.28 12.4159519038 107% => OK
dale_chall_readability_score: 9.31 8.58950901804 108% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 7.0 9.78957915832 72% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?
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Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.