Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?
It is common to see that young high school graduates leave schools without sufficient knowledge about financial management. The reasons are that financial management is not included in the curriculums and that families tend to shield children from monetary matters. The solutions can be to renovate the curriculums and to foster more financial planning in families.
As a matter of fact, high schools’ curriculums do not consist of personal finance. Schools place emphasis on teaching major subjects such as Math, Literature, Chemistry, etc. In other words, academic knowledge is the concentration in high school education instead of preparing students with soft skills such as how to manage their money. The second reason is that parents believe that children should have a fully worry-free life before entering adulthood when they have to face a wide range of bigger concerns including financial ones. That, especially, is a common practice can be found in traditional Asian countries like Vietnam.
It is crucial to take actions to ensure students’ proper preparation in personal financial management. First, the school governors may update the traditional curriculums by making money management a compulsory course required for graduation. Establish such class and ensure students’ registration will allow students to gain sufficient skills in managing their budget. The state of Washington has already started applying this method and received positive feedback. Another approach is to promote financial education to parents so they can prepare their children with knowledge about the family’s finance, which is more popular among western nations. By this, students will be able to grasp better understanding about financial planning and dealing with monetary crisis.
To sum up, high school graduates have little understanding about money management due to many reasons but this situation can be improved with appropriate changes.
Transition Words or Phrases used:
but, first, if, may, second, so, such as, as a matter of fact, in other words, to sum up
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 7.0 7.30460921844 96% => OK
Pronoun: 15.0 24.0651302605 62% => OK
Preposition: 43.0 41.998997996 102% => OK
Nominalization: 14.0 8.3376753507 168% => OK
Performance on vocabulary words:
No of characters: 1661.0 1615.20841683 103% => OK
No of words: 293.0 315.596192385 93% => More content wanted.
Chars per words: 5.66894197952 5.12529762239 111% => OK
Fourth root words length: 4.13729897018 4.20363070211 98% => OK
Word Length SD: 2.88129812417 2.80592935109 103% => OK
Unique words: 175.0 176.041082164 99% => OK
Unique words percentage: 0.597269624573 0.561755894193 106% => OK
syllable_count: 500.4 506.74238477 99% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 5.0 2.52805611222 198% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 19.0 20.2975951904 94% => OK
Sentence length SD: 34.3683316764 49.4020404114 70% => OK
Chars per sentence: 110.733333333 106.682146367 104% => OK
Words per sentence: 19.5333333333 20.7667163134 94% => OK
Discourse Markers: 5.86666666667 7.06120827912 83% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.283440686406 0.244688304435 116% => OK
Sentence topic coherence: 0.0896911250049 0.084324248473 106% => OK
Sentence topic coherence SD: 0.0716221570533 0.0667982634062 107% => OK
Paragraph topic coherence: 0.178670543809 0.151304729494 118% => OK
Paragraph topic coherence SD: 0.0107941951457 0.056905535591 19% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 15.0 13.0946893788 115% => OK
flesch_reading_ease: 43.73 50.2224549098 87% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.9 11.3001002004 105% => OK
coleman_liau_index: 15.61 12.4159519038 126% => OK
dale_chall_readability_score: 8.94 8.58950901804 104% => OK
difficult_words: 81.0 78.4519038076 103% => OK
linsear_write_formula: 9.0 9.78957915832 92% => OK
gunning_fog: 9.6 10.1190380762 95% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.