27/10/2017 Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experience.
In many countries, paper banknotes and metal money are being slowly but steadily replaced by plastic money. Below some merits and shortages of the trend and author's opinion will be given.
On the one hand, an increasing usage of plastic cards has brought some benefits. Firstly, paying by Visa and Master card is extremely convenient. For example, having a card allows me not to carry with me a wallet all the time and avoid dealing with dirty banknotes and heavy coins. Furthermore, traveling abroad with the cards is comfortable because if I am short on money, me relatives or friends can always send me some finances on my card. Secondly, using plastic money allows me to avoid having problems in case I lose the card. When my card was lost on a bus, I merely made a phone call to block it and to order a new one. My savings were preserved and untouched. So, spreading of the trend makes lives of citizens more comfortable and safer.
On the other hand, the trend is associated with some disadvantages. Primarily, a cyber security is perhaps the biggest issue. Although a person may be careful, his password and login could be stolen by hackers. In fact, more than a million people have suffered from a recent cyber attack on one of the wealthiest Russian banks and I was one of the victims. My bank account was breached and if I hadn’t had only a small amount on it, my well-being would have been seriously damaged by this situation. In addition, the trend gives to international corporations and governments an indispensable opportunity to collect personal data about visited places and made purchases. This information might be used to manipulate people and even blackmail some individuals. In other words, the replacement of cash by plastic cards has some adverse facets.
In my opinion, although the cards are really convenient and their exploitation brings many fruits, I am personally prone to limit their usage because the drawbacks of the trend are too dire and significant.
Comments
Essay evaluation report
Below some merits and shortages of the trend and author's opinion will be given.
descriptions: it is not good to put two 'and' in one sentence
having a card allows me not to carry with me a wallet
having a card allows me not to carry a wallet //it is wordy
me relatives or friends
my relatives or friends
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flaws:
Don't repeat words/phrases/sentences, look:
having a card allows me
using plastic money allows me
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Attribute Value Ideal
Final score: 7.0 out of 9
Category: Good Excellent
No. of Grammatical Errors: 3 2
No. of Spelling Errors: 0 2
No. of Sentences: 19 15
No. of Words: 341 350
No. of Characters: 1607 1500
No. of Different Words: 200 200
Fourth Root of Number of Words: 4.297 4.7
Average Word Length: 4.713 4.6
Word Length SD: 2.667 2.4
No. of Words greater than 5 chars: 104 100
No. of Words greater than 6 chars: 80 80
No. of Words greater than 7 chars: 54 40
No. of Words greater than 8 chars: 38 20
Use of Passive Voice (%): 0 0
Avg. Sentence Length: 17.947 21.0
Sentence Length SD: 7.612 7.5
Use of Discourse Markers (%): 0.684 0.12
Sentence-Text Coherence: 0.286 0.35
Sentence-Para Coherence: 0.448 0.50
Sentence-Sentence Coherence: 0.049 0.07
Number of Paragraphs: 4 5
Dear Sir,
Dear Sir,
1) I had no mistakes, what score would i get?
2) should I give more personal examples or one would be enough?
3) when I am asked to state examples from my opinion, should I write "I" and "my, me" to make it clear that it was taken from my life experience or not?
Thank you.
1) I had no mistakes, what
1) I had no mistakes, what score would i get?
A: it may reach 7.5.
2) should I give more personal examples or one would be enough?
A: better to give more
3) when I am asked to state examples from my opinion, should I write "I" and "my, me" to make it clear that it was taken from my life experience or not?
A: there are no fixed patterns for that. it is enough to make people understand it happens for me.
Transition Words or Phrases used:
but, first, firstly, furthermore, if, may, really, second, secondly, so, well, for example, in addition, in fact, in my opinion, in other words, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 18.0 13.1623246493 137% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 19.0 10.4138276553 182% => OK
Relative clauses : 1.0 7.30460921844 14% => More relative clauses wanted.
Pronoun: 24.0 24.0651302605 100% => OK
Preposition: 41.0 41.998997996 98% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1661.0 1615.20841683 103% => OK
No of words: 340.0 315.596192385 108% => OK
Chars per words: 4.88529411765 5.12529762239 95% => OK
Fourth root words length: 4.29407602571 4.20363070211 102% => OK
Word Length SD: 2.77348262701 2.80592935109 99% => OK
Unique words: 201.0 176.041082164 114% => OK
Unique words percentage: 0.591176470588 0.561755894193 105% => OK
syllable_count: 523.8 506.74238477 103% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 5.43587174349 147% => OK
Article: 5.0 2.52805611222 198% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 8.0 4.76152304609 168% => OK
Performance on sentences:
How many sentences: 19.0 16.0721442886 118% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 42.8731944614 49.4020404114 87% => OK
Chars per sentence: 87.4210526316 106.682146367 82% => OK
Words per sentence: 17.8947368421 20.7667163134 86% => OK
Discourse Markers: 8.52631578947 7.06120827912 121% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 8.0 3.9879759519 201% => Less negative sentences wanted.
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.150831778048 0.244688304435 62% => OK
Sentence topic coherence: 0.0458199898859 0.084324248473 54% => OK
Sentence topic coherence SD: 0.0352400781581 0.0667982634062 53% => OK
Paragraph topic coherence: 0.0913005313724 0.151304729494 60% => OK
Paragraph topic coherence SD: 0.0247244177938 0.056905535591 43% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 10.5 13.0946893788 80% => Automated_readability_index is low.
flesch_reading_ease: 62.68 50.2224549098 125% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 8.7 11.3001002004 77% => OK
coleman_liau_index: 10.79 12.4159519038 87% => OK
dale_chall_readability_score: 8.8 8.58950901804 102% => OK
difficult_words: 93.0 78.4519038076 119% => OK
linsear_write_formula: 8.0 9.78957915832 82% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.