Technological advancements have always made humans lives easier. One such cutting-edge technology, which has become ubiquitous around the globe is the mobile phone applications. In this essay, we will discuss about the merits and demerits of using these payment applications.
As payments through mobile applications help people to avoid carrying cash in hand, people feel that they are more convenient. During the coronavirus pandemic , many people are finding these payment platforms safer to use, as they are able to make ‘contactless’ payment. Moreover, as many of these applications keep every transaction recorded, people are able to keep a track on their expenses. For example, applications like Paytm and PayPal have all the transaction history recorded which can be downloaded in many formats like pdf, excel, etcetera. Further, many of the mobile payment platforms provide a lot of discounts and rewards for making payments through them. For instance, Google Pay provides rewards like cashback and discounts, for each and every transaction that their customer does.
However, there are few disadvantages of using this payment method also. Firstly, as these mobile applications are less secure, there are a lot of chances for fraudulent activities. Moreover, as these applications are linked to the user’s bank accounts, there is a high chance of hacking. A few months ago, the chairman of State Bank of India, Mr. Dinesh Kumar Khara had advised to his customers to restrain themselves from adding their bank accounts to their Unified Payments Interface applications as these applications could breach the bank’s cyber security. Furthermore, whenever a transaction fails and the money is debited from the user’s account, the user has to follow up only with the support team of the payment application, as the bank does not have any control over such transactions.
To conclude, although there are few risks involved in paying through mobile applications, still their advantages outweigh the disadvantages.
Grammar and spelling errors:
Line 3, column 159, Rule ID: COMMA_PARENTHESIS_WHITESPACE
Message: Put a space after the comma, but not before the comma
Suggestion: ,
...venient. During the coronavirus pandemic , many people are finding these payment p...
^^
Line 5, column 67, Rule ID: ALSO_SENT_END[1]
Message: 'Also' is not used at the end of the sentence. Use 'as well' instead.
Suggestion: as well
...advantages of using this payment method also. Firstly, as these mobile applications ...
^^^^
Transition Words or Phrases used:
also, first, firstly, furthermore, however, if, moreover, so, still, as to, for example, for instance
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 3.0 7.85571142285 38% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 4.0 7.30460921844 55% => More relative clauses wanted.
Pronoun: 21.0 24.0651302605 87% => OK
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 12.0 8.3376753507 144% => OK
Performance on vocabulary words:
No of characters: 1721.0 1615.20841683 107% => OK
No of words: 312.0 315.596192385 99% => OK
Chars per words: 5.51602564103 5.12529762239 108% => OK
Fourth root words length: 4.20279927342 4.20363070211 100% => OK
Word Length SD: 3.00039975969 2.80592935109 107% => OK
Unique words: 182.0 176.041082164 103% => OK
Unique words percentage: 0.583333333333 0.561755894193 104% => OK
syllable_count: 522.9 506.74238477 103% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 5.43587174349 18% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 8.0 2.10420841683 380% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 53.7006517651 49.4020404114 109% => OK
Chars per sentence: 114.733333333 106.682146367 108% => OK
Words per sentence: 20.8 20.7667163134 100% => OK
Discourse Markers: 6.73333333333 7.06120827912 95% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.182995216534 0.244688304435 75% => OK
Sentence topic coherence: 0.0636707628904 0.084324248473 76% => OK
Sentence topic coherence SD: 0.0355109378387 0.0667982634062 53% => OK
Paragraph topic coherence: 0.106307612084 0.151304729494 70% => OK
Paragraph topic coherence SD: 0.0271533202122 0.056905535591 48% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 15.0 13.0946893788 115% => OK
flesch_reading_ease: 42.72 50.2224549098 85% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 12.3 11.3001002004 109% => OK
coleman_liau_index: 14.74 12.4159519038 119% => OK
dale_chall_readability_score: 9.28 8.58950901804 108% => OK
difficult_words: 92.0 78.4519038076 117% => OK
linsear_write_formula: 9.0 9.78957915832 92% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.