Nowadays plastic money replacements such as credit and debit cards are extremely popular even more than banknotes and coins Discuss the advantages and disadvantages of this

Essay topics:

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.

Discuss the advantages and disadvantages of this.*

Digitalization era has changed the system of trade and commerce, technologies gradually increases the usage of plastic cards instead of following the traditional form of money. The essay will discuss the pros and cons of switching from the use of banknotes and coins towards plastic cards.

Primarily, debit and credit card can be carried easily without making any specific arrangements unlike cash while travelling.

Secondly, various sites provide innumerable discount offers and rewards on online payments that encourage people to carry out transactions from cards instead of using cash. For instance, whenever I visit for shopping, I generally prefer to use plastic money due to availability of 5 to 10 per cent discount and coupons that offer an amazing deal for further shopping. Besides this, the government promote cashless society in order to trail the transactions between the persons that might be useful for the collection of tax later on.

On the contrary, the trend does not come without negative aspects as cybercrime is extremely popular nowadays that may cause enormous financial losses. For example, once the card is cloned or sharing of PIN accidentally, money can be transferred from the owner's account in seconds. Also, it is quite pragmatic to use cards frequently to avail great deals online that have a profound impact on savings and maintenance of budget.

To conclude, Despite having some negative consequences the advancement of technology made the lifestyle smooth. eventually, the use of cards made the tasks convenient having a plethora of benefits only the need is to handle with proper care.

Votes
Average: 7.4 (2 votes)

Comments

Grammar and spelling errors:
Line 15, column 113, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: Eventually
...f technology made the lifestyle smooth. eventually, the use of cards made the tasks conven...
^^^^^^^^^^

Transition Words or Phrases used:
also, besides, if, may, second, secondly, so, while, for example, for instance, on the contrary

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 7.0 13.1623246493 53% => More to be verbs wanted.
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 8.0 10.4138276553 77% => OK
Relative clauses : 5.0 7.30460921844 68% => More relative clauses wanted.
Pronoun: 9.0 24.0651302605 37% => OK
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 6.0 8.3376753507 72% => OK

Performance on vocabulary words:
No of characters: 1383.0 1615.20841683 86% => OK
No of words: 258.0 315.596192385 82% => More content wanted.
Chars per words: 5.36046511628 5.12529762239 105% => OK
Fourth root words length: 4.00778971557 4.20363070211 95% => OK
Word Length SD: 2.83383965613 2.80592935109 101% => OK
Unique words: 174.0 176.041082164 99% => OK
Unique words percentage: 0.674418604651 0.561755894193 120% => OK
syllable_count: 428.4 506.74238477 85% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 4.0 2.52805611222 158% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 11.0 16.0721442886 68% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 23.0 20.2975951904 113% => OK
Sentence length SD: 26.3993488525 49.4020404114 53% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 125.727272727 106.682146367 118% => OK
Words per sentence: 23.4545454545 20.7667163134 113% => OK
Discourse Markers: 8.63636363636 7.06120827912 122% => OK
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.160199661143 0.244688304435 65% => OK
Sentence topic coherence: 0.0549887037701 0.084324248473 65% => OK
Sentence topic coherence SD: 0.0344834909306 0.0667982634062 52% => OK
Paragraph topic coherence: 0.0834454422361 0.151304729494 55% => OK
Paragraph topic coherence SD: 0.0421672055518 0.056905535591 74% => OK

Essay readability:
automated_readability_index: 15.5 13.0946893788 118% => OK
flesch_reading_ease: 39.67 50.2224549098 79% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 13.4 11.3001002004 119% => OK
coleman_liau_index: 14.1 12.4159519038 114% => OK
dale_chall_readability_score: 10.16 8.58950901804 118% => OK
difficult_words: 88.0 78.4519038076 112% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 11.2 10.1190380762 111% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.