The debate on cash versus credit cards has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money.
According to you, which is a better payment method, cash or credit?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write at least 250 words.
From the time of discovery of Paper money, Cash is arguably the oldest method of doing transactions and the most familiar method. Although Enormous transactions are being done by Gold or other precious metals, Cash has its own credibility, unique advantages and few drawbacks.
As Cash being a primitive mode of transaction, we had enough time to study the method thoroughly and found loopholes that led to necessary improvements. Which eventually made the system highly efficient and reliable to the people across the world. Cash can be called as universal, as every country has its unique cash and all banking system in the world is predominatly running with the cash system and familiarity also adds up to its strength. It is the most accessible and convenient method to handle, even to those who are uneducated and visually challenged.
With rapidly advancing modern world, every field of science and technology has been subjected to change. Neverthless, Mode of transaction was also a part of it. Credit card a relatively newer concept which amuses a lot of people and let others in dark. Credit as the term says the money was lent by the bank and we should repay the money on specific time basis. That being said, some uses this new technology to make money in illegal ways or the bank imposes hefty taxes and intrests on the credit card holder, which sometimes gets really hard and makes many card holders to go bankrupt.
The Better payment method according to my experience is Cash. Cash has always been the easiest, reliable and stress free mode of transaction. With credit card being a new comer, we might need more time to study and implement changes that would make this system more accessible, user friendly and less hostile.
Grammar and spelling errors:
Line 4, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...re uneducated and visually challenged. With rapidly advancing modern world, eve...
^^^
Line 7, column 168, Rule ID: NEW_COMER[1]
Message: Did you mean 'newcomer'?
Suggestion: newcomer
...f transaction. With credit card being a new comer, we might need more time to study and i...
^^^^^^^^^
Transition Words or Phrases used:
also, if, really, so
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 18.0 10.4138276553 173% => OK
Relative clauses : 7.0 7.30460921844 96% => OK
Pronoun: 15.0 24.0651302605 62% => OK
Preposition: 33.0 41.998997996 79% => OK
Nominalization: 7.0 8.3376753507 84% => OK
Performance on vocabulary words:
No of characters: 1454.0 1615.20841683 90% => OK
No of words: 295.0 315.596192385 93% => More content wanted.
Chars per words: 4.92881355932 5.12529762239 96% => OK
Fourth root words length: 4.14434120667 4.20363070211 99% => OK
Word Length SD: 2.62020084272 2.80592935109 93% => OK
Unique words: 172.0 176.041082164 98% => OK
Unique words percentage: 0.583050847458 0.561755894193 104% => OK
syllable_count: 448.2 506.74238477 88% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 14.0 16.0721442886 87% => OK
Sentence length: 21.0 20.2975951904 103% => OK
Sentence length SD: 47.7934010474 49.4020404114 97% => OK
Chars per sentence: 103.857142857 106.682146367 97% => OK
Words per sentence: 21.0714285714 20.7667163134 101% => OK
Discourse Markers: 1.42857142857 7.06120827912 20% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.332694100985 0.244688304435 136% => OK
Sentence topic coherence: 0.104157518021 0.084324248473 124% => OK
Sentence topic coherence SD: 0.0662518146784 0.0667982634062 99% => OK
Paragraph topic coherence: 0.190545408983 0.151304729494 126% => OK
Paragraph topic coherence SD: 0.0606990144608 0.056905535591 107% => OK
Essay readability:
automated_readability_index: 12.3 13.0946893788 94% => Automated_readability_index is low.
flesch_reading_ease: 58.62 50.2224549098 117% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 10.3 11.3001002004 91% => OK
coleman_liau_index: 11.31 12.4159519038 91% => OK
dale_chall_readability_score: 8.69 8.58950901804 101% => OK
difficult_words: 75.0 78.4519038076 96% => OK
linsear_write_formula: 11.5 9.78957915832 117% => OK
gunning_fog: 10.4 10.1190380762 103% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.