As human beings advance technologically and scientifically, they find means to earn money and even become rich. Unfortunately, most of these people end up becoming indebted in their mindless pursuit of thins that are unnecessary and expensive to their incomes. A common saying goes on to say that our desire to want things only grows after those wants are fulfilled. There can be many reasons for this immature behavior that people display.
Humans are social animals. Our need to belong to a particular society underlines our innate need to indulge in purchasing things that elevate our position in the society. Consider an example of a seemingly normal need to own a luxurious car. Many people across the world loan money to buy cars and end up shelling money to repay interests and settle insurances. This is all the more common in metropolitan cities where public infrastructure is at least decent. The need to attain a status symbol forces people to spend incessantly and unnecessarily.
Another reason to buy things that exceed personal capacity is to fulfill personal desires or to impress our dear ones. In general, people forget to weigh their personal desires against the usefulness of those desires and thus fall into debt traps.
The above stated reasons are one among the many reasons people spend money beyond their capacities on things not really useful. To prevent this, some corrective and preventive actions need to be taken by people as well as agencies that give loans to people. Firstly, stricter regulations need to be put in order to issue loans for personal needs. Banks should ensure that the loan is granted to people who are truly capable of repaying the amount with interest.
Diversion of income from spending on buying things to putting them on investments is also another option. This is even more pragmatic and useful as investments tend to yield better returns than static assets. People can ultimately get rid of debts by assessing their personal needs and desires objectively and managing to create a sound financial plan for their incomes.
Transition Words or Phrases used:
also, first, firstly, if, really, so, thus, well, at least, in general, as well as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 9.0 7.85571142285 115% => OK
Conjunction : 12.0 10.4138276553 115% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 27.0 24.0651302605 112% => OK
Preposition: 56.0 41.998997996 133% => OK
Nominalization: 2.0 8.3376753507 24% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1744.0 1615.20841683 108% => OK
No of words: 344.0 315.596192385 109% => OK
Chars per words: 5.06976744186 5.12529762239 99% => OK
Fourth root words length: 4.30665032142 4.20363070211 102% => OK
Word Length SD: 2.64564910128 2.80592935109 94% => OK
Unique words: 204.0 176.041082164 116% => OK
Unique words percentage: 0.593023255814 0.561755894193 106% => OK
syllable_count: 548.1 506.74238477 108% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 19.0 16.0721442886 118% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 30.3045483545 49.4020404114 61% => OK
Chars per sentence: 91.7894736842 106.682146367 86% => OK
Words per sentence: 18.1052631579 20.7667163134 87% => OK
Discourse Markers: 4.31578947368 7.06120827912 61% => OK
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 8.0 3.4128256513 234% => Less facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.29901064791 0.244688304435 122% => OK
Sentence topic coherence: 0.0854183235796 0.084324248473 101% => OK
Sentence topic coherence SD: 0.078616283075 0.0667982634062 118% => OK
Paragraph topic coherence: 0.159937970893 0.151304729494 106% => OK
Paragraph topic coherence SD: 0.0515316858242 0.056905535591 91% => OK
Essay readability:
automated_readability_index: 11.5 13.0946893788 88% => Automated_readability_index is low.
flesch_reading_ease: 53.21 50.2224549098 106% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 10.3 11.3001002004 91% => OK
coleman_liau_index: 11.83 12.4159519038 95% => OK
dale_chall_readability_score: 8.61 8.58950901804 100% => OK
difficult_words: 89.0 78.4519038076 113% => OK
linsear_write_formula: 8.5 9.78957915832 87% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.