In a cashless society , people use more credit cards. Cashless society seems to be a reality, and how realistic do you think it is? What are the advantages and disadvantages of this phenomenon?
Credit cards play a crucial role in our economy by enabling cash less payments. Since they eliminate the need to carry cash in the wallet, they protect the users from the risk of getting robed. Even so, in my opinion, a cashless society is not a realistic idea. Of course, we can reduce the use of cash but some amount of paper currency will be in circulation at all times.
Credit cards are rarely used in the informal economy. When people buy a product or service from their local vendor they are more likely to make cash payments. Likewise, daily wage labourers are more likely to be paid in cash for the service they offer. Since it is not possible to install a card payment processing system in every home, office and shop, paper currency will continue to be in circulation and I don’t think that it is a bad thing.
Credit cards have both advantages and disadvantages. As for the advantages, they increase the purchasing power of people. If you have a credit card, you can make a purchase even if you do not have sufficient cash in your wallet. This ability, however, can be good or bad depending upon your spending habits. Some people buy products they cannot afford using their credit cards and land in serious debt trouble. A wise spender, however, can use the card to their advantage. Using credit cards, people can also make payments in emergency situations. For example, in a medical emergency like an accident, the patient or their family can use the card to pay for the medical treatment they need. Card payments also allow people to keep track of their spending. Also since card transactions are always recorded they make it easy for the government to claim the tax due to it. Overall, cash less transactions ensure transparency in the society.
To conclude, a cashless society is not exactly a realistic idea because of the technical difficulties involved in making it happen. However, we can reduce the amount of cash in circulation by promoting the use of credit cards. In my opinion, cards can be advantageous or disadvantageous depending upon the way we use them.
Grammar and spelling errors:
Line 9, column 353, Rule ID: AFFORD_VBG[1]
Message: This verb is used with infinitive: 'to use'.
Suggestion: to use
... people buy products they cannot afford using their credit cards and land in serious ...
^^^^^
Line 9, column 885, Rule ID: FEWER_LESS[2]
Message: Did you mean 'fewer'? The noun transactions is countable.
Suggestion: fewer
... claim the tax due to it. Overall, cash less transactions ensure transparency in the...
^^^^
Transition Words or Phrases used:
also, but, however, if, likewise, so, as for, even so, for example, of course, in my opinion
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 10.5418719212 123% => OK
Auxiliary verbs: 13.0 6.10837438424 213% => Less auxiliary verb wanted.
Conjunction : 9.0 8.36945812808 108% => OK
Relative clauses : 2.0 5.94088669951 34% => More relative clauses wanted.
Pronoun: 33.0 20.9802955665 157% => Less pronouns wanted
Preposition: 47.0 31.9359605911 147% => OK
Nominalization: 6.0 5.75862068966 104% => OK
Performance on vocabulary words:
No of characters: 1740.0 1207.87684729 144% => OK
No of words: 364.0 242.827586207 150% => Less content wanted.
Chars per words: 4.78021978022 5.00649968141 95% => OK
Fourth root words length: 4.36792674256 3.92707691288 111% => OK
Word Length SD: 2.63931360989 2.71678728327 97% => OK
Unique words: 182.0 139.433497537 131% => OK
Unique words percentage: 0.5 0.580463131201 86% => More unique words wanted or less content wanted.
syllable_count: 559.8 379.143842365 148% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 4.6157635468 130% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 5.0 1.71428571429 292% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 7.0 3.65517241379 192% => OK
Performance on sentences:
How many sentences: 22.0 12.6551724138 174% => OK
Sentence length: 16.0 20.5024630542 78% => The Avg. Sentence Length is relatively short.
Sentence length SD: 33.064175015 50.4703680194 66% => OK
Chars per sentence: 79.0909090909 104.977214359 75% => OK
Words per sentence: 16.5454545455 20.9669160288 79% => OK
Discourse Markers: 4.18181818182 7.25397266985 58% => More transition words/phrases wanted.
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 11.0 6.9802955665 158% => OK
Sentences with negative sentiment : 6.0 2.75862068966 217% => Less negative sentences wanted.
Sentences with neutral sentiment: 5.0 2.91625615764 171% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.218777614664 0.242375264174 90% => OK
Sentence topic coherence: 0.0694145952892 0.0925447433944 75% => OK
Sentence topic coherence SD: 0.0566193637674 0.071462118173 79% => OK
Paragraph topic coherence: 0.147559309693 0.151781067708 97% => OK
Paragraph topic coherence SD: 0.0508947144949 0.0609392437508 84% => OK
Essay readability:
automated_readability_index: 9.4 12.6369458128 74% => Automated_readability_index is low.
flesch_reading_ease: 63.7 53.1260098522 120% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 8.4 10.9458128079 77% => OK
coleman_liau_index: 10.15 11.5310837438 88% => OK
dale_chall_readability_score: 8.03 8.32886699507 96% => OK
difficult_words: 83.0 55.0591133005 151% => OK
linsear_write_formula: 8.0 9.94827586207 80% => OK
gunning_fog: 8.4 10.3980295567 81% => OK
text_standard: 8.0 10.5123152709 76% => OK
What are above readability scores?
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Rates: 55.5555555556 out of 100
Scores by essay e-grader: 50.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.