In many countries paying for things using mobile phone cellphone apps is become increasingly common Does this development have more advantages or more disadvantages

Technology, which is a burgeoning at an unprecedented rate, has revolutionised every aspect of life especially payments. Consumers of the majority of nations prefer paying via the applications like Google pay, PhonePe, to name but a few which are installed in their phones. The benefits of this, without any doubt, are far more than its demerits. This essay, in the forthcoming paragraphs, will elucidate the same.

To commence with the merits of paying through phone are multifarious. First of all, it is more convenient than providing cash while purchasing anything. This is because there is no need to carry cash as through Paytm, Google pay, etcetera, amount can be paid. To cite an example, during hikes or camping, individuals find it difficult to carry a purse with money in it, thereby prefer digital method of payment. Apart from this it is faster in lieu of the conventional method, since one can pay by just scanning the QR code placed at every nook and cranny of the shops, instead of opening a wallet, counting the money and then waiting for the remaining money to receive back. For instance, if an item is of Rs.16 the shopkeeper usually takes 2 to 3 minutes to provide customer the change. Paying digitally, thus, is better.

On the contrary, is it completely safe? Definitely not, as the bank account of an individual would easily be emptied, if someone gets to know the passwords of the payment applications. For example, a lot of cases are reported every day in India, where while doing transaction is the passwords are copied by the person standing beside a consumer, resulting in hacking their bank accounts and transferring the money to their accounts. However, this problem can be handled by being a little cautious and aware about the surroundings. Hence, money can be taken out by wrongdoers by using such apps.

To conclude, although sometimes the bank accounts can be hacked, if security passwords are known to the burglars, paying digitally has advantages more like it is less time consuming and more convenient.

Votes
Average: 8.4 (1 vote)

Transition Words or Phrases used:
but, first, hence, however, if, so, then, thus, while, apart from, for example, for instance, first of all, on the contrary

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 22.0 13.1623246493 167% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 3.0 7.30460921844 41% => More relative clauses wanted.
Pronoun: 15.0 24.0651302605 62% => OK
Preposition: 53.0 41.998997996 126% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1706.0 1615.20841683 106% => OK
No of words: 343.0 315.596192385 109% => OK
Chars per words: 4.97376093294 5.12529762239 97% => OK
Fourth root words length: 4.30351707066 4.20363070211 102% => OK
Word Length SD: 2.81070127358 2.80592935109 100% => OK
Unique words: 208.0 176.041082164 118% => OK
Unique words percentage: 0.606413994169 0.561755894193 108% => OK
syllable_count: 531.0 506.74238477 105% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 6.0 2.10420841683 285% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 11.0 4.76152304609 231% => Less preposition wanted as sentence beginnings.

Performance on sentences:
How many sentences: 17.0 16.0721442886 106% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 65.526137842 49.4020404114 133% => OK
Chars per sentence: 100.352941176 106.682146367 94% => OK
Words per sentence: 20.1764705882 20.7667163134 97% => OK
Discourse Markers: 7.23529411765 7.06120827912 102% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 6.0 3.4128256513 176% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.151546385393 0.244688304435 62% => OK
Sentence topic coherence: 0.0469277938452 0.084324248473 56% => OK
Sentence topic coherence SD: 0.0400990238129 0.0667982634062 60% => OK
Paragraph topic coherence: 0.0983309162403 0.151304729494 65% => OK
Paragraph topic coherence SD: 0.041172668994 0.056905535591 72% => OK

Essay readability:
automated_readability_index: 12.1 13.0946893788 92% => Automated_readability_index is low.
flesch_reading_ease: 59.64 50.2224549098 119% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.55 12.4159519038 93% => OK
dale_chall_readability_score: 9.09 8.58950901804 106% => OK
difficult_words: 97.0 78.4519038076 124% => OK
linsear_write_formula: 7.0 9.78957915832 72% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?

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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.