In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Merchants from all over the world are beginning to embrace mobile payments, thanks to benefits like accepting payments wherever you want and improving the customer experience. That does not mean that there is not a downside to mobile payments, particularly security concerns. Comparison of the benefits and risks of mobile payments is necessary so that individuals are certain that mobile payments are the right fit for your payments or not.
To begin with, mobile payments is advantageous in many ways such as user does not need to visit any bank or website to make any payment rather, he or she just need to visit the application and make payments of their need. It may helpful while travelling as well. For instance, if any individual is travelling and need to make any urgent payments then he or she will do this via his or her mobile. On the contrary, if he or she stands in need of money while travelling then any of individual close one can make a payment in their account via phone. In addition, one more benefit for using mobile application is that, it may alert the person on time regards to the spam payments and they can complain in the bank on time to stop or return the payment.
On the other side, every application has its downside and so does the payment ones. There are more pitfalls in the payment application then its advantages. As nowadays hacking is increasing rapidly and it would be danger to rely your earnings detail on your phone because, it can be hackable and someone can fetch all your funds. Moreover, the payment application itself has your every detail pertaining your bank account as they ask everything during installation. This can be a major concern in your account security. Likewise, this application also fetches many more things from your phone such as contact details, messages, notes and many more. This can lead to high data leak. For instance, two months ago one well known American technological magazine ‘Tech Experts’ published one article regarding bank frauds of the single year and it was stated that approximately 7 out 10 frauds were made due to data leak.
All in all, there may be many benefits of using mobile payment applications but its downsides are also not less. Thus, it is up to the user’s requirements to use it or not.
Transition Words or Phrases used:
also, but, if, likewise, may, moreover, regarding, so, then, thus, well, while, for instance, in addition, such as, on the contrary, to begin with
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 18.0 13.1623246493 137% => OK
Auxiliary verbs: 16.0 7.85571142285 204% => Less auxiliary verb wanted.
Conjunction : 19.0 10.4138276553 182% => OK
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 42.0 24.0651302605 175% => Less pronouns wanted
Preposition: 44.0 41.998997996 105% => OK
Nominalization: 18.0 8.3376753507 216% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1897.0 1615.20841683 117% => OK
No of words: 397.0 315.596192385 126% => OK
Chars per words: 4.77833753149 5.12529762239 93% => OK
Fourth root words length: 4.46372701284 4.20363070211 106% => OK
Word Length SD: 2.63752377622 2.80592935109 94% => OK
Unique words: 195.0 176.041082164 111% => OK
Unique words percentage: 0.491183879093 0.561755894193 87% => More unique words wanted or less content wanted.
syllable_count: 603.0 506.74238477 119% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 5.43587174349 166% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 60.3783339442 49.4020404114 122% => OK
Chars per sentence: 105.388888889 106.682146367 99% => OK
Words per sentence: 22.0555555556 20.7667163134 106% => OK
Discourse Markers: 8.11111111111 7.06120827912 115% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.172289724682 0.244688304435 70% => OK
Sentence topic coherence: 0.0610720195791 0.084324248473 72% => OK
Sentence topic coherence SD: 0.0577895875191 0.0667982634062 87% => OK
Paragraph topic coherence: 0.105950083394 0.151304729494 70% => OK
Paragraph topic coherence SD: 0.0221455503542 0.056905535591 39% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 12.1 13.0946893788 92% => Automated_readability_index is low.
flesch_reading_ease: 57.61 50.2224549098 115% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 10.7 11.3001002004 95% => OK
coleman_liau_index: 10.44 12.4159519038 84% => OK
dale_chall_readability_score: 7.47 8.58950901804 87% => OK
difficult_words: 69.0 78.4519038076 88% => OK
linsear_write_formula: 14.0 9.78957915832 143% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.