In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
The ubiquity of credit cards has resulted in a cash free society. Some people think that the common use of credit cards is beneficial for a society while others maintain that excessive use of credit cards has rendered the society as cashless. This essay will discuss the advantages and disadvantages on the use of credit cards.
Firstly, credit cards have eased out the burden of carrying heavy cash in pockets. Moreover, use of credit cards keep an individual safe from various mishaps in which he is likely to lose all his cash. As an example, a credit card holder encountering robbery will only lose his credit card and save the loss of hard cash which is one of the biggest advantages of credit cards. As a matter of fact, credit cards have not only augmented to the cashless environment but also proved to be securer means in case of mishaps.
On the other hand, credit cards also have some negative aspects. Above all, most banks have a credit limit and a person cannot exceed that limit. Therefore, the buying power of an individual is restricted and at times he is unable to buy products of interest. For instance, in Pakistan most banks offer credit cards with an upper limit of 0.1 million rupees which highly effects the buying power of customers. As a result, in such scenarios hard cash is only the solution and thus increases the risks of robbery too.
In conclusion, although there are both pros and cons of cons for the use of credit cards, however, owing to the security and ease of carrying of credit cards provide its advantages over weigh its disadvantages.
Transition Words or Phrases used:
also, but, first, firstly, however, moreover, so, therefore, thus, while, for instance, in conclusion, as a matter of fact, as a result, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 8.0 10.5418719212 76% => OK
Auxiliary verbs: 3.0 6.10837438424 49% => OK
Conjunction : 8.0 8.36945812808 96% => OK
Relative clauses : 6.0 5.94088669951 101% => OK
Pronoun: 10.0 20.9802955665 48% => OK
Preposition: 40.0 31.9359605911 125% => OK
Nominalization: 3.0 5.75862068966 52% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1312.0 1207.87684729 109% => OK
No of words: 277.0 242.827586207 114% => OK
Chars per words: 4.73646209386 5.00649968141 95% => OK
Fourth root words length: 4.07962216107 3.92707691288 104% => OK
Word Length SD: 2.45219645906 2.71678728327 90% => OK
Unique words: 146.0 139.433497537 105% => OK
Unique words percentage: 0.527075812274 0.580463131201 91% => More unique words wanted or less content wanted.
syllable_count: 412.2 379.143842365 109% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 4.6157635468 22% => OK
Article: 3.0 1.56157635468 192% => OK
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 6.0 3.65517241379 164% => OK
Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 44.8790616826 50.4703680194 89% => OK
Chars per sentence: 100.923076923 104.977214359 96% => OK
Words per sentence: 21.3076923077 20.9669160288 102% => OK
Discourse Markers: 11.8461538462 7.25397266985 163% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 12.0 6.9802955665 172% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.256783410273 0.242375264174 106% => OK
Sentence topic coherence: 0.105449107942 0.0925447433944 114% => OK
Sentence topic coherence SD: 0.106395350431 0.071462118173 149% => OK
Paragraph topic coherence: 0.183408668067 0.151781067708 121% => OK
Paragraph topic coherence SD: 0.121199404617 0.0609392437508 199% => OK
Essay readability:
automated_readability_index: 11.6 12.6369458128 92% => Automated_readability_index is low.
flesch_reading_ease: 58.62 53.1260098522 110% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 10.3 10.9458128079 94% => OK
coleman_liau_index: 10.21 11.5310837438 89% => OK
dale_chall_readability_score: 8.27 8.32886699507 99% => OK
difficult_words: 63.0 55.0591133005 114% => OK
linsear_write_formula: 8.5 9.94827586207 85% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 10.0 10.5123152709 95% => OK
What are above readability scores?
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Rates: 72.2222222222 out of 100
Scores by essay e-grader: 65.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.