In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
Recently, the phenomenon of using electronic cards and its corresponding impacts has sparked a heated debate. Although contested by many that using electronic payment is highly beneficial, such issue is regarded thoroughly both constructive and positive by substantial numbers of individuals. I profoundly inclined to believe that using credit card is a plus, and this essay will examine both sides before conclusion.
From a social standpoint, using new digital methods for payment instead of using cash can provide the society with some noticeable positive effects. Not to mention that cashless payment method and saving the natural resources and environment are extremly bound up and related to each other. According to my own expreince when I was a college students, I performed an academic survey which revealed that using e-payment are more accepted in fast-changing society. Thus, the ramification of both internet payment and digital marketing apparently can be seen.
Within the realm of banking system, cashless peyment might lead to increase some electronic crimes such as using the unvalid credit cards. Furthermore, according to advancement of information technology, hackers might be able to access to customers banking information which lead to lack of security. As a tangible example, some scientific research conducted by a prestigious institute provide show that electronic theft has risen from 18% in 2008 to 39% in 2016. However, security and high-tech devices of modern banking systems trying to protect customer's banking information.
To conclude, I should say that, although some opponents tend to believe that using cashless transaction might lead to loosing money to hackers, I strongly tend to believe that its merits outweigh its disadvantages, Of course, governments and authorities should increase public awareness about the electronic transactions and credit cards.
Transition Words or Phrases used:
apparently, furthermore, however, if, so, thus, of course, such as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 8.0 10.5418719212 76% => OK
Auxiliary verbs: 8.0 6.10837438424 131% => OK
Conjunction : 10.0 8.36945812808 119% => OK
Relative clauses : 11.0 5.94088669951 185% => OK
Pronoun: 18.0 20.9802955665 86% => OK
Preposition: 38.0 31.9359605911 119% => OK
Nominalization: 14.0 5.75862068966 243% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1615.0 1207.87684729 134% => OK
No of words: 286.0 242.827586207 118% => OK
Chars per words: 5.64685314685 5.00649968141 113% => OK
Fourth root words length: 4.11236361783 3.92707691288 105% => OK
Word Length SD: 2.99034462661 2.71678728327 110% => OK
Unique words: 174.0 139.433497537 125% => OK
Unique words percentage: 0.608391608392 0.580463131201 105% => OK
syllable_count: 494.1 379.143842365 130% => OK
avg_syllables_per_word: 1.7 1.57093596059 108% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 3.0 1.71428571429 175% => OK
Conjunction: 1.0 0.931034482759 107% => OK
Preposition: 6.0 3.65517241379 164% => OK
Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 23.0 20.5024630542 112% => OK
Sentence length SD: 60.3173896982 50.4703680194 120% => OK
Chars per sentence: 134.583333333 104.977214359 128% => OK
Words per sentence: 23.8333333333 20.9669160288 114% => OK
Discourse Markers: 5.5 7.25397266985 76% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 0.0 2.75862068966 0% => More negative sentences wanted.
Sentences with neutral sentiment: 3.0 2.91625615764 103% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.18513034014 0.242375264174 76% => OK
Sentence topic coherence: 0.0610885181085 0.0925447433944 66% => OK
Sentence topic coherence SD: 0.0545044342946 0.071462118173 76% => OK
Paragraph topic coherence: 0.100822475783 0.151781067708 66% => OK
Paragraph topic coherence SD: 0.0242059143841 0.0609392437508 40% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 17.1 12.6369458128 135% => OK
flesch_reading_ease: 39.67 53.1260098522 75% => OK
smog_index: 11.2 6.54236453202 171% => OK
flesch_kincaid_grade: 13.4 10.9458128079 122% => OK
coleman_liau_index: 15.79 11.5310837438 137% => OK
dale_chall_readability_score: 10.57 8.32886699507 127% => OK
difficult_words: 105.0 55.0591133005 191% => OK
linsear_write_formula: 11.5 9.94827586207 116% => OK
gunning_fog: 11.2 10.3980295567 108% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
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Rates: 85.0 out of 100
Scores by essay e-grader: 76.5 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.