In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
In recent days, many people around the world are increasingly depending on cashless transactions. there has much been colossal upsurge in the trend to see prodigies discussing the usage of credit cards in daily life. this essay will discuss the merits and demerits of using credit cards in this contemporary era.
First and foremost, there are a myriad of advantages in favor of my notion. The conspicuous one is that by using credit cards, not only people can save time by standing in long queues to pay bills but also rely on these cashless transactions as they are highly secure. Furthermore, citizens can make use of the offers which include cash back and zero EMI to save time and money from credit cards. For example, many retail stores announced cash back of thirty percent on the purchase of any electrical devices if payment mode is through credit cards.
However, there are few drawbacks of using credit cards like if a person failed to pay the due amount on time, then high-interest rate charges are levied for the delay. For instance, a friend of mine has to pay more money when he crossed the due date for credit card payment. In addition, hidden charges are also applied if the terms and conditions are not read properly. Hence it is evident why one must be careful while applying for credit card.
In view of the arguments outlined above, one can conclude the merits of using credit card are indeed too great to ignore when compared to demerits.
Grammar and spelling errors:
Line 1, column 46, Rule ID: PROGRESSIVE_VERBS[1]
Message: This verb is normally not used in the progressive form. Try a simple form instead.
...cent days, many people around the world are increasingly depending on cashless transactions. there has muc...
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Line 1, column 99, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: There
...gly depending on cashless transactions. there has much been colossal upsurge in the t...
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Line 1, column 218, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
...he usage of credit cards in daily life. this essay will discuss the merits and demer...
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Line 2, column 33, Rule ID: THERE_RE_MANY[3]
Message: Possible agreement error. Did you mean 'myriads'?
Suggestion: myriads
... era. First and foremost, there are a myriad of advantages in favor of my notion. Th...
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Line 2, column 551, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...f payment mode is through credit cards. However, there are few drawbacks of usin...
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Line 3, column 372, Rule ID: SENT_START_CONJUNCTIVE_LINKING_ADVERB_COMMA[1]
Message: Did you forget a comma after a conjunctive/linking adverb?
Suggestion: Hence,
...s and conditions are not read properly. Hence it is evident why one must be careful w...
^^^^^
Transition Words or Phrases used:
also, but, first, furthermore, hence, however, if, so, then, while, as to, for example, for instance, in addition
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 10.5418719212 123% => OK
Auxiliary verbs: 5.0 6.10837438424 82% => OK
Conjunction : 6.0 8.36945812808 72% => OK
Relative clauses : 4.0 5.94088669951 67% => More relative clauses wanted.
Pronoun: 9.0 20.9802955665 43% => OK
Preposition: 37.0 31.9359605911 116% => OK
Nominalization: 4.0 5.75862068966 69% => OK
Performance on vocabulary words:
No of characters: 1209.0 1207.87684729 100% => OK
No of words: 255.0 242.827586207 105% => OK
Chars per words: 4.74117647059 5.00649968141 95% => OK
Fourth root words length: 3.99608801488 3.92707691288 102% => OK
Word Length SD: 2.43477308057 2.71678728327 90% => OK
Unique words: 156.0 139.433497537 112% => OK
Unique words percentage: 0.611764705882 0.580463131201 105% => OK
syllable_count: 387.0 379.143842365 102% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 4.6157635468 22% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 3.0 3.65517241379 82% => OK
Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 35.6148377319 50.4703680194 71% => OK
Chars per sentence: 100.75 104.977214359 96% => OK
Words per sentence: 21.25 20.9669160288 101% => OK
Discourse Markers: 9.41666666667 7.25397266985 130% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 6.0 5.33497536946 112% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.249241900376 0.242375264174 103% => OK
Sentence topic coherence: 0.0848722465348 0.0925447433944 92% => OK
Sentence topic coherence SD: 0.0525413983135 0.071462118173 74% => OK
Paragraph topic coherence: 0.138743496804 0.151781067708 91% => OK
Paragraph topic coherence SD: 0.0599370359559 0.0609392437508 98% => OK
Essay readability:
automated_readability_index: 11.5 12.6369458128 91% => Automated_readability_index is low.
flesch_reading_ease: 58.62 53.1260098522 110% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 10.3 10.9458128079 94% => OK
coleman_liau_index: 10.21 11.5310837438 89% => OK
dale_chall_readability_score: 8.7 8.32886699507 104% => OK
difficult_words: 65.0 55.0591133005 118% => OK
linsear_write_formula: 10.5 9.94827586207 106% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 11.0 10.5123152709 105% => OK
What are above readability scores?
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Rates: 82.7777777778 out of 100
Scores by essay e-grader: 74.5 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.