In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Recently, the phenomenon of cashless society and its corresponding impact has sparked a heated debate. Although contested by many that the matter of electronic cards is highly beneficial, such issue is regarded thoroughly both constructive and positive by a substantial number of individuals. I am inclined to believe that the debit card can be a plus, and I will analyze that throughout this essay.
From a social standpoint, cardless society and a credit card can provide the society with some noticeable effects which are rooted in the fact that merits of identity theft, as well as a cash payment, are inextricably bound up. According to my own experience, when I was a university student, I performed an academic experiment which discovered cardless society. Thus, beneficial ramifications of online payment apparently can be seen.
Within the realm of science, card-less society and credit card might increase the consequences of computer's criminals. Moreover, fundamental aspects of credit-card fraud would relate to this reality that the demerits of plastic card pertain to online- banking system. As a tangible example, some scientific research undertaken by a prestigious university has asserted that the downside of a healthy bank balance is correlated negatively with a check card. Hence, it is correct to presume the preconceived notion of electronic banking.
To conclude, while there are compelling arguments on both sides, I profoundly believe that the benefits of credit card and cashless society far outweigh its demerits. Not only do the advantages of payment service prove the significance of a cashless pay system, but also pinpoint cardless society implications.

Votes
Average: 8.8 (1 vote)
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Transition Words or Phrases used:
also, apparently, but, hence, if, moreover, so, thus, well, while, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 10.0 10.5418719212 95% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 7.0 8.36945812808 84% => OK
Relative clauses : 10.0 5.94088669951 168% => OK
Pronoun: 18.0 20.9802955665 86% => OK
Preposition: 31.0 31.9359605911 97% => OK
Nominalization: 8.0 5.75862068966 139% => OK

Performance on vocabulary words:
No of characters: 1427.0 1207.87684729 118% => OK
No of words: 261.0 242.827586207 107% => OK
Chars per words: 5.46743295019 5.00649968141 109% => OK
Fourth root words length: 4.0193898071 3.92707691288 102% => OK
Word Length SD: 3.10631814707 2.71678728327 114% => OK
Unique words: 167.0 139.433497537 120% => OK
Unique words percentage: 0.639846743295 0.580463131201 110% => OK
syllable_count: 452.7 379.143842365 119% => OK
avg_syllables_per_word: 1.7 1.57093596059 108% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 1.0 1.56157635468 64% => OK
Subordination: 5.0 1.71428571429 292% => Less adverbial clause wanted.
Conjunction: 2.0 0.931034482759 215% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 3.65517241379 109% => OK

Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 21.0 20.5024630542 102% => OK
Sentence length SD: 45.1918748843 50.4703680194 90% => OK
Chars per sentence: 118.916666667 104.977214359 113% => OK
Words per sentence: 21.75 20.9669160288 104% => OK
Discourse Markers: 6.41666666667 7.25397266985 88% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 7.0 6.9802955665 100% => OK
Sentences with negative sentiment : 1.0 2.75862068966 36% => More negative sentences wanted.
Sentences with neutral sentiment: 4.0 2.91625615764 137% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.111714952211 0.242375264174 46% => OK
Sentence topic coherence: 0.0399178319177 0.0925447433944 43% => OK
Sentence topic coherence SD: 0.0346348240024 0.071462118173 48% => Sentences are similar to each other.
Paragraph topic coherence: 0.0682496756393 0.151781067708 45% => OK
Paragraph topic coherence SD: 0.0261580530718 0.0609392437508 43% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 15.2 12.6369458128 120% => OK
flesch_reading_ease: 41.7 53.1260098522 78% => OK
smog_index: 11.2 6.54236453202 171% => OK
flesch_kincaid_grade: 12.7 10.9458128079 116% => OK
coleman_liau_index: 14.45 11.5310837438 125% => OK
dale_chall_readability_score: 10.49 8.32886699507 126% => OK
difficult_words: 96.0 55.0591133005 174% => OK
linsear_write_formula: 14.5 9.94827586207 146% => OK
gunning_fog: 10.4 10.3980295567 100% => OK
text_standard: 15.0 10.5123152709 143% => OK
What are above readability scores?

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Rates: 88.8888888889 out of 100
Scores by essay e-grader: 80.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.