In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?
In this modern era, there is an ongoing deliberation among people about the positive and negative impacts for the society due to modern plastic credit cards and debit cards. While it is possible to claim that the credit cards should be banned in a cashless society, my point of view that the advantages of credit cards outweigh the disadvantages. In this essay, I shall explain my point of view while analyzing both sides of the argument to a certain degree.
First and foremost, credit cards provide myriad of benefits for the end users. Integrity, availability, security, usability, confidentiality, and portability are some of the major benefits. Not only that, credit cards provide quality service. For example, customers can make a transaction to a merchant within a few seconds using this type of cards with a high security. Because of the above points, it is believed that the credit cards are essential tools for the modern society.
On the other hand, those who believe the negative side of the credit cards have a different point to view and say credit card should be banned. They always pinpoint 15-20% late penalty fees as the main disadvantage of the credit cards. Therefore, it is taken into consideration that the credit should be removed from the cashless society. But, in anyhow, if one paid the credit card fee according to a correct timetable, banks cannot apply any penalty for customers.
In conclusion, it is believed that the plastic credit cards is one of the essential tools in the modern society. In nutshell, it is strongly believed that professional's and government’s participation are essential to publish credit cards throughout the globe in a cognitive way.
Grammar and spelling errors:
Line 4, column 163, Rule ID: SOME_OF_THE[1]
Message: Simply use 'some'.
Suggestion: some
...y, confidentiality, and portability are some of the major benefits. Not only that, credit c...
^^^^^^^^^^^
Line 8, column 265, Rule ID: IN_A_X_MANNER[1]
Message: Consider replacing "in a cognitive way" with adverb for "cognitive"; eg, "in a hasty manner" with "hastily".
...blish credit cards throughout the globe in a cognitive way.
^^^^^^^^^^^^^^^^^^
Transition Words or Phrases used:
but, first, if, second, so, therefore, while, for example, in conclusion, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 10.5418719212 123% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 6.0 8.36945812808 72% => OK
Relative clauses : 8.0 5.94088669951 135% => OK
Pronoun: 20.0 20.9802955665 95% => OK
Preposition: 35.0 31.9359605911 110% => OK
Nominalization: 6.0 5.75862068966 104% => OK
Performance on vocabulary words:
No of characters: 1427.0 1207.87684729 118% => OK
No of words: 280.0 242.827586207 115% => OK
Chars per words: 5.09642857143 5.00649968141 102% => OK
Fourth root words length: 4.09062348924 3.92707691288 104% => OK
Word Length SD: 2.87014674659 2.71678728327 106% => OK
Unique words: 150.0 139.433497537 108% => OK
Unique words percentage: 0.535714285714 0.580463131201 92% => More unique words wanted or less content wanted.
syllable_count: 448.2 379.143842365 118% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 4.6157635468 173% => OK
Article: 0.0 1.56157635468 0% => OK
Subordination: 3.0 1.71428571429 175% => OK
Conjunction: 1.0 0.931034482759 107% => OK
Preposition: 7.0 3.65517241379 192% => OK
Performance on sentences:
How many sentences: 14.0 12.6551724138 111% => OK
Sentence length: 20.0 20.5024630542 98% => OK
Sentence length SD: 34.3909842243 50.4703680194 68% => OK
Chars per sentence: 101.928571429 104.977214359 97% => OK
Words per sentence: 20.0 20.9669160288 95% => OK
Discourse Markers: 6.5 7.25397266985 90% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 2.0 5.33497536946 37% => OK
Sentences with positive sentiment : 12.0 6.9802955665 172% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.231706467399 0.242375264174 96% => OK
Sentence topic coherence: 0.0845804818897 0.0925447433944 91% => OK
Sentence topic coherence SD: 0.0518419712271 0.071462118173 73% => OK
Paragraph topic coherence: 0.142262184039 0.151781067708 94% => OK
Paragraph topic coherence SD: 0.0493072604182 0.0609392437508 81% => OK
Essay readability:
automated_readability_index: 12.6 12.6369458128 100% => OK
flesch_reading_ease: 51.18 53.1260098522 96% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.1 10.9458128079 101% => OK
coleman_liau_index: 12.3 11.5310837438 107% => OK
dale_chall_readability_score: 8.52 8.32886699507 102% => OK
difficult_words: 69.0 55.0591133005 125% => OK
linsear_write_formula: 12.0 9.94827586207 121% => OK
gunning_fog: 10.0 10.3980295567 96% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
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Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.